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Q: What credit do you need to qualify for low apr on car loans?
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What is a credit card that offers 0 APR?

A good credit card that offers 0 ARP is Discover card but in order to qualify for a 0 APR credit card you must have proof of income and a great credit standing.


What are the fees and interest rates on EZ payday loans?

The average rate on payday loans is 400% annual interest (APR) or more. You will be better off with a personal loan if you can qualify.


What is the standard APR% for business financing loans in California?

The APR% varies from bank to bank. It also varies depending on the amount and lenght of the loan. There is no "standard" APR for business loans. The rate of interest has much to do with the credit rating of the borrower(s) and/or the rating of the existing business. The better the credit rating, the better the rate paid on borrowed funds.


Does HSBC Banking offer credit cards?

Yes, HSBC Banking offers credit cards to their members with a low fixed APR. They also offer many types of loans including home, school, and credit loans


How do people get 0 apr credit cards?

People who have very good or excellent credit scores are able to apply and qualify for credit cards that have better interest rates.


How do you calculate APR?

You calculate APR based on your credit score, loan size and term of loan. Typically the shorter the loan life the lower APR you will get . Annual Percentage Rate APR (Annual Percentage Rate) is a standardized term used to compare loans, mortgage loans and credit card rates. It is a compilation of the compound interest, finance charges and lender fees calculated annually. For more detailed information and to use an APR calculator visit the link in related links.


Where can one go to find no credit check car loans?

Car dealerships are the place to find car loans specific to your needs both instore and online. Although car loans are available with no credit check, they tend to result in a higher APR deal.


Cheap APR loans are easier to receive if you have good what?

Cheap APR (Annual Percentage Rate) are easier to get if one has a good income and good credit background, both of which the loaners will surely check.


What interest rates are charged to people with bad credit at payday advance companies?

People with bad credit sometimes turn to payday loans at payday advance companies. These loans can have exorbitant interest rates, sometimes being as much as 400% APR.


What is the average loans APR for mortgages?

The average loans APR for mortgages will depend on which country one is in and how long the mortgage is. In the United States the average is 5.016 APR for a 30 year mortgage and 3.122 APR for a 15 year mortgage.


Average apr for car loans?

Depends on your situation and the model car and dealer you are buying from. Most times you will end up between 4% and 7% for average APR's. Often a credit union can offer better APR's than a dealership you are purchasing a car from. Also, some dealerships offer special APR's (as low as 0%) and bad credit can cause upwards of 12-15% for a car.


What is the interest rate on instant loans?

It depends on what loan you get and from where. If you have a good credit score, interest rates can start at something around 6.78% APR. People with worse credit will get different interest rates.