The engine probably ran a little bit funny, but no damage would have been caused.
Assuming that the oil filler cover is what you mean... probably not much, but maybe a bit messy on the engine.
I would immediatley check the oil level in the car. If it is still within 1 Quart form the top mark) then nothing happened.
I would then buy a can of engine cleaner like Gunk and spray the hot engine where the oil has srpayed. Then after about 10 minutes I would wash the stuff ogg with a hose (with the engine off), then restart the car and run the car for another 10 minutes or so to DRY OFF the engine completely.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
Heck Yeah UNLESS your policy does not cover it
No. Insurance does not cover mechanical problems.
er damage caused by windows
It depends on how the damage was done by the bird.
No. Because it was a failure on your part to maintain the home. They are more likely to cover water damage caused by weather conditions beyond your control.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
Most policies exclude coverage for damage caused by animals, varmints, and insects.
All homeowners policies cover damage caused by lightning.
Of course it is. You would be charged with driving recklessly, or perhaps even impaired driving. And you would be held responsible for any damage caused. And the insurance company may not cover the cost due to your lack of judgement.
Uninsured will not cover this type of accident. Your comprehensive will cover this type of damage.
depends on the damage you caused and the intent...all policys (far as i know) have an exclusion for 'an intentional act' that is different than you causing the damage, you cause the damage when you rearend someone but that is covered...see? what is the damage and how did you cause it?
No. Your policy will only cover damages which were caused by a covered loss during the policy period.
It depends on how the damage was caused. It must have been caused by a "covered cause".
Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
Only if it was caused by a collision or sabotage.
Most policies will cover fire/smoke damage caused by any event other than arson. If the fire was accidental in nature more than likely your insurance company will cover the damage to your home. Call your company and report the claim. If the company does not cover the damage contact an attorney in your local area who specializes in first party insurance law. He/she will be able to help you.
Maybe. There is an exclusion for damage caused by domestic animals in most all homeowner's policies. If a wild animal such as a bear or deer causes the damage some policies may cover the damage. Check in your policy, Section I - Perils Insured Against (is a list of exclusions)
It all depends on her insurance cover
Im not sure how 'bee honey' itself could damage anything. Homeowner's policies typically excluded damage caused by insects. // NOTE ADDED: Bee hone decays once the bees are dead, and the process can cause rot as well as damage to drywall and other building materials. Leaving the honey in the walls can cause major issues.