First you need to be sure the limitation is up. The clock starts at the point the last acknowledgement of the debt was made. That could be a phone conversation, or a payment, at which point the clock starts over.
There is no statute of limitations. Call the claims department and file the claim! 4lifeguild
There are a couple different credit counseling services that are non profit companies and they do not have the credit companies in their back pocket. The best way to filter out these companies is to call the local better business bureau.
Credit card companies may call relatives that were given as a reference on the car loan. It is not illegal to call them, it is illegal to harass them.
Outstanding Bills
Call the credit card companies and tell them that you want her removed as an authorized user from your card.
Call the original company you owed for a letter that the account has been paid in full -it will need to be on letterhead. They should also remove it from the credit report, but this sometimes doesn't happen and the letter is great back up. Then, contact the different companies. If the entry is not you, then call the credit card companies right away.
I don't know if credit solutions is a scam or not. But there are a lot of credit solutions companies. Most of then local in Florida, New York and California. The best thing to do if your in debt is to call your credit card companies and ask for a lower rate. Try work out a plan with a credit card companies. Debt solution company only want your $money.
credit card statement
There are three nationwide credit companies, which you can online visit, call at their toll-free number or e-mail them to order your free annual report. The three companies is Equifax, Experian and TransUnion.
It depend on what you have package on it. My suggest is call Auto Insurance to find out what your Claim that you can get for? Good Luck.
I would do a search for loaning companies for people with bad credit scores. I am sure if you call up a local bankruptcy lawyer, they could give you some ideas too.
It's good advice to keep a record your accounts and payments. The company that has the market on credit scores is called Fair Isaac Corporation. FICO researches your credit history and provides several models of it. The three main credit companies each use different FICO models. This means you will have different credit history scores as reflected by each of the credit companies. The best way to resolve important conflicts is to base them on your own records. You can then call the credit companies and request changes. This is why your records are important.