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What do you do if you have been summoned for failure to pay credit card debt?
Wiki User
∙ 15y ago
Chase Bank sent me a summons for a credit card that I had. I was trying to reach a settlement but they wouldn't answer. I had to go downtown Chicago and file with the clerk a statement refering to the summons that they sent me. Basically said the debt wasn't mine. They have to prove it is yours. Paid a fee for filing and was issued another court date. Went to court, hoping to delay. The lawyer called me into the hall before court started and wanted to know when I would pay. I asked for more time and they set up another court date. Chase played hardball with me and I finally settled with them but after I got a lawyer to talk to them. Not knowing exactly what would happen in court on my first day, I was a little bit scared. They know that you are there because of a hardship so Chase would rather talk to you before going to a judge.
Wiki User
∙ 15y ago
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Is a secured credit card a real credit card or a debit card?
A "credit" card is a credit card.A prepaid credit card (secured) is not tied to a bank account and therefore while, like a debit card, you can only spend to the amount it has been loaded with (it will not provide credit), it is not a true debit card which IS linked into a bank account.
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What credit card starts with 4462?
A credit card that begins with the number 4 is issued by the Visa Credit Card Company. The Bank of Wichita credit cards have been designated with the beginning numbers of 4462.
If you owe a balance on your credit card and have not set up a payment plan can you be sued?
Yes, but the process must move through Collections, and can be lengthy before you are summoned to court.
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