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This answer can be very involved. Most simply, you should attempt to get your insurance adjuster and the repairer to agree on the cost of repairs. Insurance companies issue 'supplement' payment on claims regularly.

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โˆ™ 2005-07-09 20:52:22
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Q: What do you do if your insurance claim is paid and it is not enough to cover the repairs?
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Related questions

Does home insurance usually cover repairs to storm damages?

Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.

What happens if your property damage insurance is not enough to cover the claim?

You will be liable for the difference.

What are the conditions that apply to perpetual insurance and what does it cover?

Perpetual insurance is most commonly used for homeowners insurance but can also be used for fire insurance. The most frequent conditions are that the insurer must make enough money to cover the losses in the event of a claim.

Does homeowners' insurance cover foundation repairs?

No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.

Does homeowners policy cover the cost of plumbing repairs?

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.

Will a prior insurance company cover a homeowners claim?

So long as you can establish the loss occurred during the term of the prior insurance policy, yes they will cover the claim.

Does renters insurance cover loss of furniture due to landlords negligence?

Yes it would but if it were due to the landlords negligence his liability insurance would cover the loss. Your insurance co will chase the claim against his for you. Place a claim with them.

Will homeowners insurance cover pool plaster repairs?

wear and tear, deterioration is not covered

Will your comprehensive auto insurance cover your car if you were not at fault in the accident but other drivers insurance denies claim?

Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.

If I have full coverage insurance on my car and the engine fails due to a bad mechanic does the insurance covers the repairs?

No. But if you have proof positive that the mechanic caused the damage, HIS insurance will cover the repairs. Call your local office of the State Attorney General.

What does performance insurance cover?

Performance Insurance seems to cover BMW and high dollar cars, It is a coverage for higher cost cars with perks such as towing and certain damage repairs.

Branch fell on windshield auto or home insurance?

File the claim on your auto insurance. Homeowners insurance does not cover automobiles.

If you are in an accident in Texas and it is your fault will your insurance cover your car repairs?

Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.

What does physical damage auto insurance cover?

It covers physical damage to your car. It will pay for repairs.

What is under insurance over insurance?

Under insurance is not carrying enough insurance to cover your assets in the even of a liability claim or not carrying enough insurance to satisfy your bank / lienholder. Over insurance is carrying more insurance than you need. This is more common with home insurance. For example, insuring a 1000 square foot house for 1,000,000, would be considered more insurance than you'd ever need.

Will secondary insurance cover claims denied by your primary insurance?

As long as it is a covered expense by your secondary insurance and a claim has been filed with the primarty insurance then the answer is yes. The secondary insurance will only cover the expense according to your plan.

Deciding Whether to File an Auto Insurance Claim?

Insurance is for those major emergencies. It is designed to help you pay for repairs you might not otherwise be able to afford. It is not designed for small problems that are simple to fix. Before filing any auto insurance claim, be sure to consider the actual cost of the claim and whether you can afford to cover it. When too many claims are filed the insurance company will raise rates to offset your expenses. Don't open yourself up for a rate hike by claiming a $100 repair. When it comes to auto insurance claims, you are usually better off tending to the small repairs on your own to keep the rates as low as possible.

Car damaged while in the garage can you claim for the repairs?

If the garage did the damage then they are held reliable for the repairs. Yes your insurance will cover it, but you may want to ask them how to keep it off your record and get them to fix it. I would recommend that you first talk to the shop and if they dont work with you then talk to a lawyer and see what they say.

What polices are offered by DNA Insurance?

DNA Insurance is an insurance company that offers insurance for cars and other automobiles. DNA Insurance offers policies that cover legal expenses, immediate costs, and repairs.

Does home owners insurance cover someone hitting your mailbox?

Yes, it will cover that minus your deductible,, However you should first check to see what your deductible is. Most mailboxes are pretty cheap and likely far below the cost of your policy deductible. No point in filing an insurance claim if the cost of repairs is below your deductible.

Can I do several repairs on one grant or do I need several grants?

I need a large enough grant to cover all the repairs at once is this do able

If your daughter lets someone drive your car and they do not have auto insurance and gets into an accident will my insurance cover the cost of repairs?

They would not be covered under your policy, But due to implied permissive use rules you can be held negligently liable. So your auto insurance may provide a defense for you under a negligence claim against you.

Will your medical insurance cover you in an auto accident?

Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.

Does property insurance cover damages caused by a tree falling on my house?

Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.

What type of insurance coverage offers car repairs?

You need to get collison repair car insurance if you want your car repaired after an accident. There are two main types of collison repair insurance: partial and full. Partial only covers for car repairs if you are the victim, while the full coverage option will cover for your car repairs regardless of who was at fault.

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