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Where can you find the law that says foreclosures and bankruptcies must be HAND DELIVERED to the credit bureaus?

You can't because there is no such law.


How many credit bureaus are there?

There are 3 credit bureaus


How do credit bureaus determine your income?

Credit bureaus do not directly determine your income. Instead, they rely on information provided by lenders and financial institutions when you apply for credit. This information includes your stated income on credit applications, as well as data from your tax returns and other financial documents.


Does the IRS report to credit bureaus?

No, the IRS does not report taxpayer information to credit bureaus.


In what months do the credit bureaus update credit reports and scores?

Credit bureaus update at the beginning of every month.


Do credit card companies report cash payments to credit bureaus?

No, credit card companies do not typically report cash payments to credit bureaus. Only credit card transactions and payment history are typically reported to credit bureaus.


What are the top three business credit bureaus?

The top three business credit bureaus are Dun & Bradstreet, Business Experian and Business Equifax. These credit bureaus control 99% of the credit bureau market.


Is it possible to opt out of credit bureaus?

No, it is not possible to opt out of credit bureaus as they are essential for maintaining credit history and determining creditworthiness.


What is the lowest amount that can be reported to credit bureaus?

$0. Credit bureaus do not have a minimum amount reporting requirements.


Does the IRS report taxpayer information to credit bureaus?

No, the IRS does not report taxpayer information to credit bureaus.


Does Capital One report credit limits to credit bureaus?

Yes, Capital One typically reports credit limits to credit bureaus as part of your credit profile.


Can a creditor report you as late to the credit bureaus after you file Chapter 7 but before the debt is discharged?

No.