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Uninsured drivers
  • When I was hit by an uninsured motorist and it was their fault, my insurance company paid to fix my car. It's my understanding that they then sued the uninsured motorist for reimbursement. I was told that I could also file a small claims suit against the uninsured motorist for the deductible amount that I had to pay under my policy. So you have a choice; submit a claim to your company and then file a suit against the motorist to recoup your deductible, or don't file a claim with your company at all and go after the uninsured motorist in court for the complete amount. But chances are, if they can't afford insurance, then they won't be able to pay you either! If you only have liability coverage on your car, then taking them to court is obviously your only option. Keep in mind, most insurance companies require the uninsured driver to sign a statement that they have no insurance. If they don't sign, your insurance company will likely decline your claim and you will have to take the uninsured driver to court. Most insurance companies also offer an option to pay a little extra and you don't have to worry about that, your covered no matter what. So to be safe just add it to your policy.
  • In the UK a body known as the Motor Insurer Bureau or MIB will meet the liability of an uninsured driver. You must make the claim against the uninsured river and you should notify the MIB. See the related link entitled "accident car insurance" for more details on how the MIB pays compensation.
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โˆ™ 2010-06-17 13:29:55
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Q: What does an insured driver do when hit by an uninsured driver?
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What happens when an uninsured driver driving an insured car got hit by an insured driver?

P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


Should an uninsured driver that was hit by an insured driver call a lawyer?

If you incurred losses by injury or your property was damage, I would.


If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?

Only if the truck driver was at fault.


Is an insured driver covered in an uninsured vehicle?

No direct answer, as this all depends of the level of cover of the insured driver.


What do you do when an Uninsured driver hits an insured driver on private property?

The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.


Insured motorist hit uninsured unlicensed driver - who's responsible?

both, you for hitting the other vehicle and the other driver for being unlicensed


Is there a Penalty for uninsured driver with insured vehicle?

As far as states go I know in Utah it is the vehicle not the driver that is insured.


What does an insured driver with liability do when they hit an uninsured driver?

your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......


Can an uninsured that was hit by insured driver get any compensation?

Yes you can get compensation. The first step is to get a free consultation with a lawyer and then decide how to proceed.


Texas uninsured driver driving insured vehicle?

Is driving without insurance

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