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it is the mean highest point that the water may reach, figuring that the property is located on a navigable waterway, lake or ocean...title companies generally do not insure land located below the high water mark or will take exception to a lot of different issues to so much of the land below that line, because it may be prone to regular flooding...also, municipalities have certain rights and obligations to the land below the high water mark, such as bulkhead repair and replacement, debris removal and clearing rights with respect to navigable waterways...that highwater mark may also require the need for flood insurance for your property

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Q: What does the term high water mark mean on a land surveyors plan or drawing?
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