You prey that the other driver doesn't find out that even though he was not insured, you and your insurance co. are still liable for all damages.
You still need to report the accident to your insurance co, though.
baboy ka
yes,
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
if you committed the DUI, you need car insurance.
Yes, Peerless Insurance seems to be a reliable insurance company and not one of the many insurance scams that plagues the insurance scene. Good luck!
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
Just because they left, doesn't automatically make them at fault. The insurance company claims department will make the determination base on the facts of the accident itself, not about what happened afterward.
The definition of leaving the scene of an accident is a person who flees an accident after being part of it. They drive off without giving insurance information or waiting for the police to arrive at the scene.
as per my observation this is the sector where we need to work because only 0.2% people of india has been insured as compared to America where 75% of population is insured. Moreever the insurance is not only restricted to life insurance its scene has been change we could have insuranc of health,property,liability..etc..
The kind that's probably about to go up
If you have insurance call YOUR insurance and they will pay for your damages and then they will subrogate (meaning they will go after the other persons insurance for reimbursement) If the other person has been cited then they are clearly at fault. Nobody can deny that, make sure you contact the police department for a copy of the police report as well.
If they left the scene of the accident, then you don't have their name either ... need to have a name before trying to find out insurance information. Chances are, the person who "hit and run" has no insurance and probably was driving without a license and/or expired car registration. This is why insureds carry uninsured motorist coverage.