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What happens if you are in a car accident your insurance ran out two weeks ago and your not the primary insurance policy holder on the car?
Wiki User
∙ 15y ago
The driver of the at-fault car is responsible for paying for the damage they cause to others in an auto accident. Having insurance transfers this risk from the driver to the insurance company. If you are found at-fault and do not have insurance you will be responsible for paying out of your own pocket for the damage you caused. If you do not have the money in the bank, or the assets to sell, be prepared to have future wages garnished. If this happens you may want to consult a bankruptcy attorney.
Wiki User
∙ 15y ago
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If you own the car and have your 19-year-old on your insurance policy but list him as the primary driver and he gets in an accident could you be sued for damages insurance didn't cover?
Is he really the primary driver? Who's name is the policy under? Generally being the holder of a policy makes YOU the primary. Check with your company.
Can a policy holder's primary insurance ask if they have other insurance?
Matt damon XD LOLz
Can an insurance company reveal medical issues of a spouse to the primary holder?
no
What are the benefits of using Globe Life and Accident Insurance?
Globe Life and Accident Insurance is a license holder for the named after insurances in the United States. They are rated A+ based on management skills, financial strength and integrity. They have 3,8 million policy holder.
Does the primary lease holder on a car lease have any liability if the car is in an accident if the car is registered and insured by the co-signers of the lease who is not the primary?
If others who are co-signed on the car are in an accident, and cannot afford to pay and charges or fees as a result of that accident, then yes, as a co-signer the primary lease holder will be liable for those oustanding payments.
Who is covered in a vision insurance?
The primary insurance holder is obviously covered alongside their spouse and children too if they were included in the insurance plan.
Does an insurance company have to pay the lien holder directly after an auto accident?
An insurance company generally does not pay the lien holder directly. The vehicle owner is responsible for paying for insurance coverage and will often deal with the insurance company themselves after a collision has taken place.
If you and a spouse have different health insurance but have never designated one as primary or secondary could this cause problems when you do designate primary or secondary?
If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary. The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary. Here's the phamplet from Medicare http://www.medicare.gov/Publications/Pubs/pdf/02179.pdf
What is your responsibility to the loan holder when you have an auto accident?
The same as they were before the accident. You owe the balance of the note loaned you. If you had full coverage auto insurance then you will likely have no need for concern.
Does a permitted license holder need insurance?
A permitted license holder still needs a car insurance. The license is just to prove that someone has taken the driving lessons and understands the road rules. Insurance helps to provide some backup when liability comes due to an accident.
Who can buy car insurance?
In the United States, anyone who is able to get a driver's license can get car insurance. The driver's license holder must be have insurance in their own name, or they can be added to a primary driver's insurance.
Is the husband responsible for medical care the wife signed for?
Typically the answer will be yes. The primary insurance holder will always be responsible.
