Whoever owns it or has re-possessed it would be legally bound to pay rent to the landowner, or to remove it to other property. If you have not yet gone into voluntary re-possession, this may be a point in your favour. The lender doesn't want to have a total liability on his hands. -This means a re-negotiation of the loan terms could be made, and could possibly result in you keeping it.
You may still end up owing a lot of money on it ,and you won't have it ! State laws vary on this - better to negotiate a settlement of some kind.
"Voluntary repossession" basically means you're telling the lienholder "Come repossess this; I'll make it easy for you." Since the lienholder has no interest in the property, that means they'll come take the mobile home itself (or you could take it to them), but the property itself won't be impacted except to the extent necessary to drive in a couple of tractors to haul away the mobile home.
You can be sued by the finance company to recover any money still owed to them after they auction the repossessed mobile home.
The bank or current lien holder will take possession of the mobile home after the required steps of repossession takes place. The bank or current lien holder of the mobile home is responsible for paying the lot rent unless the mobile home is sold to a secondary party such as an investor. At this point, the lot rent follows the ownership of the mobile home. In most cases, the larger banks who specialize in mobile home financing will pay atleast a portion of the lot rent. It is very important to contact the park owner to verify the amount of park rent that is due. This is very negotiable especially if the new owner of the mobile home plans on leaving the mobile home in the park. Note: The park owner is a great prospect to sell this mobile home to.
CHARGE THEM STORAGE
You can in some US states. You have to look up the state you are in.
That would depend on which province or state that you live in. -You haven't said.
that would depend on whether you own it outright, or it is the subject of a personal loan, or a mortgage.
I very much doubt it. -Usually they would be considered an integral part of the home.
In the state of Nevada, if you do not make payments on a car you are buying, it can be repossessed with no notice given to you. Once repossessed, you will still be liable for all further payments even if the car is sold at auction to another buyer.
Yes. The home was repossessed because you failed to make payments you contracted to make. Even though you no longer possess the home, the contract is still in force and must be satisfied unless the lender forgives it,
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