each contributes 50% to liability or fault.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
The other person can sue you because you are at fault for the accident.
The at-fault driver's insurance will pay for all property and bodily injury damages.
The license status of the other driver has no bearing on your liability. If you were at fault you are still responsible for any damages and injuries. Just report it to your insurance company as you would any other accident.
They are at fault, even if that fault is shared jointly. That car is not supposed to be on the roadway, period. Therefore, it's assumed the accident would not have happened if that car hadn't been there. The driver will be cited for driving without insurance, and the car will be impounded.
They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.
No, but if involved in an accident, even when not at fault, the drunk driver would still be guilty of, and could be charged with, DUI.
If the other person or driver was at fault as you say, Then all you have to do is file a claim on that persons liability insurance. Hopefully you exchanged information at the scene of the accident.
If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.