Your wages could be garnished. What happens in a repossession is that the car is auctioned off. Then you are responsible for the remaining amount owed. * When a borrower is sued for monies owed and the plaintiff wins the case a judgment is entered against the debtor/defendant. Judgments can be executed in accordance with the laws of the state where the debtor resides. The preferred method is wage garnishment or bank account levy, followed by the seizure and liquidation of non exempt property or a lien against real property belonging to the debtor.
Yes, furniture can be repossessed if you start making payments again after 6 months, especially if the missed payments are not caught up. The creditor can refuse the payment if court proceedings are already in progress.
It will hold up in court BUT that will not stop the repossession. The lending company does not and should not care where the money comes from. They made a loan in good faith and they expect to be repaid the same way. If you can afford to keep the payments up to date you can sue your ex for the payments you make. Or have your lawyer file a comtempt motion to compel your ex to pay. Good Luck!
The court still has to order the payments, but the court can go back in time, to when the child was born for example, and "start" your payments from back then.
yes
YES, very much so. If you cant get out of default, get your stuff out of the car.
All chapter 13 payments are scrutinized for ability to pay. If the plan payments were outrageous, it is highly unlikely that the court would approve a plan that a debtor would be unable to pay.
If the car is yours and you can't afford it, either sell it or try and give it to the bank that has the loan. I don't see a contempt of court issue here since you are not doing anything in violation of a court order.
Criminal - court through legal aid will appoint one for you.
You could probably take them to court, but be careful. They have better lawyes than you can afford and they'll find a way to go after you. Just be grateful to get your car back if they acknowledge a mistake.
They can come after you and take you to court to make you pay.
That would be something you would have to settle in a small claims court.
No, both are exempt from garnishment by a judgment creditor . Please note, the judgment debtor must claim the allowed exemptions they are not automatically granted by the court.