The insurance follows the VEHICLE not the driver. The coverage that is on the vehicle will apply. IF the damage is under the deductible...this may want to be paid out of pocket. Who should take responsibility...well, that can be argued, but usually a friend dhould offer to pay the damages as they did the damage. YOU caused the damage, YOU are responsible to pay to fix it, out of your OWN poocket. It is called being a "ADULT" and taking responsibility for your own actions.
The person who is backing out of the parking space
Any time there's a claim which will be paid by the Insurance co, a deductible is paid by the insured.
at the rear of, after, following, supporting, backing, for, causing, responsible for, instigating
Yes, in all states the person backing is responsible for any accidents.
as far as know the laws are the same in any state. the person backing up is responsible for making sure the path is clear behind their vrhicle.
both of you for not looking back
The vehicle that was performing the backing maneuver is generally always the one at fault.
everything can happen with everybody. you can be as smart or as responsible as you want but still you're still human being!
stand up for them
The law in every state is very clear about backing. The person backing up/out is at fault and responsible for any damages, regardless of the other vehicle's speed and/or position. It's also known as:"Limitations on backing".
Think about this your are backing up, and your neighbors little boy is playing in your yard, and he isn't supposed to be in your yard and you hit him, (a) did you see him? can you hit him because he is not supposed to be there? We are responsible to know what is behind us and be aware of where our car is going. Two wrongs do not make it right. I think you are responsible for hitting a car that is behind you when your are backing up.
O.K. The vehicle that is backing out is backing out from private property. The vehicle that is pulling away should have the right of way. You see when a vehicle is trying to enter a Highway via driveway, parking lot, ect. he is ASKING for the right of way and he is responsible for yielding. Hope this helps. Thanks CMAC, 8 year SC State Trooper