Well, you have made yourself look better for court but YOU didnt have it at the time of the accident. You will still get in trouble,
ypu need a license, if the person who owns the bike has insurance make sure there is coverage for occasional driver before you borrow it, otherwise it could cost you a fortune if your are in an accident
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
yes in my state i had to get insurance before i could get my license back Yes, Every State requires you have an insured vehicle before before you can even take the driving test to get your license.
You must buy all coverages before an accident. If their is an accident, you cannot buy coverages after an accident, and try to get the insurance to pay for it.
If the other driver is at fault and has insurance, their insurance should still pay the claim. However, you may still face significant legal penalties for driving without insurance. Your drivers license may be suspended and your car may be impounded, and the cost of insurance when you get it (which you have to, in order to get your drivers license or your car back) will be much higher than it would have been if you had purchased it before the accident. You should probably consult a qualified attorney for advice on how to minimize the cost.
No, you do not need to have insurance to get your license in NJ. You can get your license before you even own a car.
Yes, your license can be suspended and usually is when you receive a ticket for no Insurance. The fact youwere driving without insurance has no bearing on whether you have a car or not.
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company's.
If they left the scene of the accident, then you don't have their name either ... need to have a name before trying to find out insurance information. Chances are, the person who "hit and run" has no insurance and probably was driving without a license and/or expired car registration. This is why insureds carry uninsured motorist coverage.
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
Yes you can. In fact, you would need your licence to get insurance coverage.
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.