What if you get into and accident and have no insurance or license but are getting them now before you go to court?
Well, you have made yourself look better for court but YOU didnt have it at the time of the accident. You will still get in trouble,
Drivers become subject to the liability insurance law when accident damages amount to?
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
What if you were in an auto accident and you are not at fault but you do not have auto insurance in California?
If the other driver is at fault and has insurance, their insurance should still pay the claim. However, you may still face significant legal penalties for driving without insurance. Your drivers license may be suspended and your car may be impounded, and the cost of insurance when you get it (which you have to, in order to get your drivers license or your car back) will be much higher than it would have been if…
How can you get someone's auto insurance information if they are at fault and left the scene of the accident?
If they left the scene of the accident, then you don't have their name either ... need to have a name before trying to find out insurance information. Chances are, the person who "hit and run" has no insurance and probably was driving without a license and/or expired car registration. This is why insureds carry uninsured motorist coverage.
How do you get car insurance if you have a provisional suspended license?
Answer If you have a suspended license you shouldn't be driving and won't need car insurance. On the other hand, if you are attempting to comply with a court order to get car insurance before getting a provisional license, you may have to go to one of the insurance companies that cover special needs. Call around to different insurance companies to see whether they will write a policy that covers what you want. It may…
What if my current car insurance policy is already expired?
No worries! You can renew your car insurance policy. But insurance company will add more premium on your policy if its expired 45 days before. The insurance company maybe report loss of insurance to your state motor vehicle department. and they may revoke your drivers license. In an accident, you will not be covered by your insurance and if you are responsible for the accident, you may be financially responsible for any damages. If stopped…
Can you file bankruptcy to reinstate your drivers' license for an accident and driving without insurance?
The idea behind takin away the drivers license was that you were being irresponsible to drive without insurance. Now you want to demonstrate how irresponsible you REALLY are by filing bankruptcy to get out of your moral obligation. I sincerely hope the court will require you to pay for the damages to the other vehicle BEFORE they let you drive again.
What do you do if your insurance lapses during an accident?
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
Will insurance company pay for an accident for a non license driver?
The insurance company will make you use your uninsured motorist coverage to pay for a person whose license has been revoked or who does not have insurance when they hit you, and even when it is totally their fault. Just pray the two of you don't have the same insurance company. IF the other person has coverage on their car; but their license is revoked, and you have the same insurance company, my experience is…
Can you get insurance before you have a car or license?
The cost of auto insurance depends on the model being covered, so you must know at least the kind of car you will buy before the policy becomes active. But you can work with the insurance company or agent to get everything in order so the insurance is ready to go as soon as you own the car. You don't need a driver's license to own a car, and thus to buy insurance, but you…
What to do after a car accident?
If anyone is hurt, call 911 immediately. If everyone is okay, let the other drivers information first. You need their name, driver's license number, insurance information, and license plate number. You also need to take photos of the damage and the position of the vehicles at the time of the accident, including any relevant road signs or marks on the road. After a car accident, you should always seek out an attorney before you talk…
Give me the meaning of insurance and insurance risks?
Insurance is defined as financial restitution in the case of an accident or claim to put you back in the same financial position you were in before the accident. insurance risks are things like where you live .. and how old you are, or things like if you have a burgalar alarm.. or if you have a flood every year.. that's a bit insurance risk...
Do you have to have a drivers license when you get insurance on a new car?
Insurance without a Drivers License Yes, You can buy and insure a car without a Drivers License. You just can't drive it off the lot. Most states now require Auto Dealers to verify your drivers license and liability coverage before a customer drives off the lot with a purchase. This is to protect the car buyer as well as the rest of the public from the consequences of an accident with an uninsured driver. One…
What happens if a 16 year old gets in accident and isn't on insurance policy?
As long as the 16 year old has a valid license the policy should pay out. You will probably be required to add the driver to your policy and will be asked why they weren't listed before. Answer In most jurisdictions an "underage" driver must be listed on the policy and it costs more. In Massachusetts if you allowed an underage driver who resides with you to drive your car and they are involved in…
How do I report a car insurance claim?
call your company and follow prompts. it helps to have all details written down to keep focused. they will get details, then take a recorded statement. have your insurance ard and registration handy, as well as drivers license if you are going through their company, it will be pretty similar, but they will have to talk to their customer or have an accident report before accepting liability.
How much should you get for a car accident?
It depends entirely on your insurance, the other driver's insurance, who's at fault and what injuries and damage were involved. Nobody should 'make' money due to an accident, but they should be put back in the shape they were before the accident or compensated for what can't be returned to the original status.
Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal. Added: What the question is missing…
Application fee for viatical settlement provider in IL?
The cost of a Viatical Settlement Provider License in IL, as of February 2010, is $3,000 however; you must first obtain a life insurance license from the state of Illinois. If Illinois in not your resident state, you must hold a life insurance license in your resident state before applying for a nonresident life insurance license in Illinois.
What do you need to get an auto insurance license?
Texas residents who own a registered vehicle in the state are required to purchase car insurance before they can apply for a driver's license. When it comes time to apply for a license, the applicant will need to show proof of an automobile policy. Proof must also be shown when renewing a driver's license.
In an auto accident in California do you bill your auto insurance as the primary insurance or your health insurance?
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If…
How would you approach a Insurance Company in regards to hiring you then sending you to school to obtain your Insurance License?
It depends, State Farm will do that but they prefer to recruit students on college campuses before they graduate. Most companies require that you already have a license before they hire you. Although some states do require formal classroom courses, most states do not require that you go to school to get an insurance license. You just have to take and pass the licensing examination of that state.
What should the insurance pay if someone drives a car in to your place of business?
The insurance company will make every effort to put you back in the same position as your were in before the accident. in other words, they will make necessary repairs to the building and contents to as close as it was before the accident. They will probably make some effort to come to an agreement as to what the accident cost you in terms of any loss of income if any occurred.