HomeWhat if you get into and accident and have no insurance or license but are getting them now before you go to court?
Wiki User
Answered 2006-09-11 09:00:01
Well, you have made yourself look better for court but YOU didnt have it at the time of the accident. You will still get in trouble,
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ypu need a license, if the person who owns the bike has insurance make sure there is coverage for occasional driver before you borrow it, otherwise it could cost you a fortune if your are in an accident
yes in my state i had to get insurance before i could get my license back Yes, Every State requires you have an insured vehicle before before you can even take the driving test to get your license.
You must buy all coverages before an accident. If their is an accident, you cannot buy coverages after an accident, and try to get the insurance to pay for it.
No, you do not need to have insurance to get your license in NJ. You can get your license before you even own a car.
In VA you must provide proof of insurance before you get your license if you own a vehicle
Yes, your license can be suspended and usually is when you receive a ticket for no Insurance. The fact youwere driving without insurance has no bearing on whether you have a car or not.
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company's.
If the accident occurred after your policy lapsed and before reinstatement, no, it won't.
Yes you can. In fact, you would need your licence to get insurance coverage.
If the other driver is at fault and has insurance, their insurance should still pay the claim. However, you may still face significant legal penalties for driving without insurance. Your drivers license may be suspended and your car may be impounded, and the cost of insurance when you get it (which you have to, in order to get your drivers license or your car back) will be much higher than it would have been if you had purchased it before the accident. You should probably consult a qualified attorney for advice on how to minimize the cost.
If they left the scene of the accident, then you don't have their name either ... need to have a name before trying to find out insurance information. Chances are, the person who "hit and run" has no insurance and probably was driving without a license and/or expired car registration. This is why insureds carry uninsured motorist coverage.
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
You do in Texas NO. You do not have to have a driver's license in Texas to get auto insurance. In fact, you have to show proof of insurance BEFORE you get your license....which is completely ridiculous! Unfortunately, there are too many companies that are insuring unlicensed drivers!
You aren't required to, but most do it that way.
AnswerIf you have a suspended license you shouldn't be driving and won't need car insurance. On the other hand, if you are attempting to comply with a court order to get car insurance before getting a provisional license, you may have to go to one of the insurance companies that cover special needs. Call around to different insurance companies to see whether they will write a policy that covers what you want. It may cost extra though.OR... just call an insurance company Like NationWide and they will do it in the State of Washington. I just did.
if they dont ask, dont tell,but they could cancel your insurance if they find out later.
The cost of auto insurance depends on the model being covered, so you must know at least the kind of car you will buy before the policy becomes active. But you can work with the insurance company or agent to get everything in order so the insurance is ready to go as soon as you own the car. You don't need a driver's license to own a car, and thus to buy insurance, but you must have that license before you drive the car on public roads.
No worries! You can renew your car insurance policy. But insurance company will add more premium on your policy if its expired 45 days before. The insurance company maybe report loss of insurance to your state motor vehicle department. and they may revoke your drivers license. In an accident, you will not be covered by your insurance and if you are responsible for the accident, you may be financially responsible for any damages. If stopped by police they may ask to see proof of insurance, without it you will be ticketed, fined, be unable to drive your car and it would be towed at your expense.
Most, but not all insurance companies will require you have a drivers license to buy liability insurance for your vehicle. All of the 50 United States however require you have a license or permit of some type before you can drive your vehicle on public roads.
the result affect is that you will pay more for insurance now than you did before.
The new law is that you need your permit for 9 months before you can go and get your license.
A license is not required to purchase a ca; however, you will have to have a valid license to get insurance. Most lenders require A valid license before they will loan money on a car.
Insurance is defined as financial restitution in the case of an accident or claim to put you back in the same financial position you were in before the accident. insurance risks are things like where you live .. and how old you are, or things like if you have a burgalar alarm.. or if you have a flood every year.. that's a bit insurance risk...
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