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Are you a licensed driver with insurance on the car you drive? Then you need to report the accident to your insurance company. You shouldn't have driven anyones car if you were not a licensed and insured driver on your own. Depending on "fault" they may try to go after the car you were in the accident with. Otherwise it may fall on your insurance to cover some or all of the cost. And of course, then your company will drop you and you will have to find high risk insurance for at least a year before you can get reasonable rates again. You need to find out the cost to repair the damage to your friend's car. If you honestly thought the car was insured and that you would never have driven the car otherwise, that may count for something, but if you caused the accident it could still go against you. If you feel a responsibility to help pay for the repairs, see if you can work something out with your friend (that is, if your insurance doesn't come through or you have none) Otherwise, all you can do is wait and see if you get served with papers naming you in a law suit. This is a good case for Judge Judy. I am not joking. Contact the production company and see what it takes to get on the show. If your friend agrees and you guys get on, I know the compensation for appearing will cover the repair costs regardless of the verdict.

Another View: It is the responsibility of the OWNER of the vehicle to maintain insurance on their vehicle. The individual holder of a drivers license is not required to be insured IF THEY THEMSELVES DO NOT OWN A VEHICLE. However, if you DO own your own vehicle and it is insured, the first contributor is entirely correct about notifying your insurance company. Because - if you were the driver of someone else's vehicle that turned out to be uninsured, you (as the driver) might very well be sued personally for damages and injuries occurring to both vehicles.

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Q: What if you were using someone car and they lied and said they had insurance and you got into a crash could they sue you for the damages to their car?
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Related questions

What if you were driving and didnt have insurance and someone with insurance pulled your sterring wheel down sitting next to you and made you crash can there insurance cover your car?

Insurance follows the vehicle, not the individual. If someone else "causes" you to crash... then that individual could be held responsible. It is likely, however, that that person's carrier would deny coverage if the personal "intentionally" tried (and succeeded) in making you crash.


When a crash results in porperty damages of any amount who must the driver notify?

Police and insurance companies.


Do you need Insurance if you have a valid driver license?

yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages


What happens if you hit someone who has no insurance but you caused the crash?

Your insurances pays it because you caused the crash.


If you have no license and someone crashes into you does their insurance have to pay for damages?

State laws vary on at-fault crashes, but if there's clear evidence the other car was at fault in the crash, their insurance should pay for the damages. However, if you have no valid drivers license, that should be amandatory court appearance. If you want to drive, ontain the training and license necessary to do so.


What financial law requires owners and operators of motor vehicles to be financially responsible for damages they cause when in a crash?

Every state has their own laws covering insurance and liability for damages.


When a crash results in property damages of any amount who must the driver notify?

The owner of the property (if he can), the police and his insurance company.


Owner of car says car is insured and you are covered-you crash-it turns out the car is not insured-your insurance covers other party but not the car you were driving. Who pays for damages to car?

The person that lied to you about the insurance would have to pay for it. you could even take them to court. If they lied about the insurance on your car, they could be arrested under a small amount.


How much is it when you crash into a car?

How much is what? If you cause an accident, you will need to pay for the damages. If you are cited in a traffic violation, you will need to pay that separately. If you use insurance to pay the damages, your premium will probably raise.


If you crash a car borrowed with permission from a family member will their insurance or your insurance cover the damages?

You may need to check with the insurance company. Most companies will cover accidents that happen when a car is borrowed by a licensed driver.


When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?

You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!


What happens when you drive someone car and get into an accident and that person don't have insurance?

You as the driver are responsible for any crash you cause in this case. If you were told the car was insured and can prove it you could sue the lender for reimbursement.