You mean your credit report....that should happen automatically. Not because it actually ends, but because most credit report requests ask for the information (or credit reviewers only consider it), for a 10 year time frame. That you went throught the process will always be an available record as a court and legal matter...can't really change the past.
He can ask, but you don't have to answer.
A Chapter 13 bankruptcy will remain on a person's credit report for the required ten years not seven.
It's my understanding that student loans are not discharged by bankruptcy any longer. YOu should check this, though
No, I believe Bankruptcy goes off your record in 7 years. Check the law in your state.
Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago. Not sure where your 6 years comes from...but all dates are discharge date.
If tickets were discharged after filing for bankruptcy then someone would not owe on these debts.
Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
Yes. But not as much as if the husband did the bankruptcy.
Ugh. This question is a loaded minefield. I will say this, that up until 1996, you could discharge a student loan in a bankruptcy if it was over 7 years old. Was your past student loan discharged in the past bankruptcy? It's hard to say. You need to inform them that you filed bankruptcy 15 years ago and plead your filing as an affirmative defense. You may have to re-open your old bankruptcy case and litigate the issue. Do speak to an attorney.
If the debt was discharged in the BK the entry for the creditor should read as such. The entry itself will not be expunged until the required 7 years has expired.
Under the bankruptcy law effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
No. In most cases, public record will remain. That is why many BK attorneys, credit counselors, etc. inform you that a bankruptcy never really "goes away".