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Not sure what you mean by "what insurance do cosignment stores use" but if you mean "What insurance companies will insure a consignment store" or "What kind of insurance do cosignment stores use", I can anwer. Typically, standard companies like Travelers, Hartford, CNA, Colorado Casualty(Liberty Mutual) will not insure companies that have cosignment or secondhand features. A typical excess carrier through an MGA will be able to cover this type of risk. When going through an excess company, the premium is typically more expensive than through a standard company. As for the possible second question, you would need a General Liability Policy with 1mm/2mm in coverage. Before you lease a store front, a leasing agent will want proof of this insurance along with additional insured endorsement for the lessor.

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Q: What insurance do consignment stores use?
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