Commercial Insurance
Liability Insurance

What insurance do you need for an auto repair business?


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2011-07-17 04:47:40
2011-07-17 04:47:40
Garage Keepers LiabilityThe type of coverage you need is a "Garage Keepers Liability" Insurance Policy.

This Commercial Lines Policy is the appropriate insurance coverage for an Auto Repair Business and is widely available through most commercial underwriters.

Just contact a local agent that offers commercial insurance in your area.

Auto repair businessIt's important to make certain your policy covers:

Products/Completed Operations Insurance for all completed work you perform on vehicles.

Personal and Advertising Injury Insurance - In case you slander another firm in your advertising.

Medical Expenses Insurance - In case a patron is injured on your premises.

These coverages are all usually provided through a Commercial General Liability Insurance Policy.

Best of luck with your businesses. Remember to compare quotes so you get the best prices and the best plan to meet your needs.


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You will need an insurance license and the associated traiing to open an auto insurance business

The website has a listing of auto repair insurance carriers. Also, it explains the purpose of the insurance and a guide to tell whether or not you need it.

There are many things you need in order to start an auto body paint and repair business. Most important, you need a college education.

The only time you would not need it is if your personal auto insurance policy already covers you for your business use. If they would not cover then you need to purchase commercial insurance for that vehicle.

Need to know what problems, financial? Business? Advertisement? Employees? Insurance? Technical?

To become an auto repair shop owner you will need to have training in that field. You will also need to create name and get a business license. You will then need to rent or purchase a shop for you to do all of your work.

You will need to be trained and licensed to sale insurance. You can get training with the insurance company you would like to represent.

To open your own auto repair shop, or any business for that matter, you'll need to obtain a business permit, financing and secure a location. You'll then need to hire employees, get forms, advertising and so forth.

You need to complete a auto repair shop to repair your car. Since 1926, Firestone Complete Auto Care has been in the tire business. And now, our online tire catalog is ready to help you find tires.

In Connecticut you need a license for the repair business but not for a mechanic. A certification would be to your benefit but not necessary.

The insurance that I carry for my Detail business is $500,000 policy that covers the trailer and its contents with comp and collision because I'm mobile, higher coverage for the tow vehicle, and coverage for any repair on and in the vehicle that I am working on.

Most personal auto insurance policies will exclude business use of your personal auto. So the answer is you most likely will need a separate business auto policy if you are using your auto for business. There are a few exceptions to this. Some personal auto insurance policies do have a business use class that was intended for the accountant, lawyer, counsultant type who drives from client to client all day long. Or possibly even a real estate agent might find coverage on the personal auto policy. Each insurance company has different rules on what types of "business use" they will tolerate. The best thing to do is call your agent and discuss the possibilites with him/her. And I always recommend, the best place to be is an independent agent. Independant agents have access to several insurance companies and can shop your insurance for you to find the best fit for your needs.

you only need auto insurance if you driving. upon buying a car, you should get insurance.

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Homeowners insurance specifically excludes damage done to any four wheel motorized vehicles and motorcycles. Your only coverage for such is under an auto insurance policy and you will need to have comprehensive coverage for such a claim.

You do need to have insurance to actually purchase an auto. You will however need auto insurance to drive the car off of the lot. Insurance is also required prior to registering a vehicle.

No.. but you should "declare" business use and mileage to your insurance carrier to avoid problems with a claim down the road.

First, call your insurance company to confirm what their protocol is. You will either need to get a few estimates from auto body repair shops, an insurance adjuster will estimate your damages or both. Once you have the proper estimates, you can submit the bill to your insurance company.

A Business owners package policy should cover your studio for some property and the liability of your product and premesis. You might need to add on property coverage for your products if they are expensive or you maintain a lot of inventory and I would be careful about how you value it for insurance purposes. If your business has employees you need work comp, if you have vehicles for the business you need to get commercial auto insurance.

Your auto insurance covers the trailer as well so there is no need for travel trailer insurance.

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Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.

Franklin Insurance provides insurance plans for auto, home, business (commercial), and life. It also has a notary in case any customers need a document notarized.

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