answersLogoWhite
Ask
Insurance
Auto Insurance
Auto Insurance Claims
Commercial Insurance

What is PLPD auto insurance?

250251252
Answer

Top Answer
User Avatar
Wiki User
2014-04-17 02:02:56
2014-04-17 02:02:56

The initials PLPD stand for Public Liability and Property Damage and which is basically the same as bodily injury and property damage (BI and PD) liability coverage. The necessary conception of public charge in terms of auto insurance is it would cover you in the occasion that your car causes damage or passing away to a third party and property damage is if your car costs someone else's assets.

In Michigan:

This short form of P.L.P.D. is usually used by a human being, regularly from Michigan. When they are stating they have a "bare bones" automobile insurance, though the insurance type it is referring to has been out of date for nearly 30 years in Michigan. In the early 1970s MI changed over to a no-fault scheme with different insurance necessities.

1
0

Related Questions

User Avatar

Public Liability and Property Damage insurance. Bascially liability insurance.

User Avatar

PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your vehicle's damage. Usually when your car reaches 10 years old it is okay to switch to PLPD - by this time chances are that the collision premium will be close to what the "red book" or "blue book" value of the vehicle is. Some insurance companies do not offer collision coverage on vehicles that are 10 years or older and most require a mechanical inspection certificate (Please note this applies to auto insurance in Canada).

User Avatar

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.

User Avatar

I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.

User Avatar

Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.


Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.