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One agreed upon at the time of the loan. A second is a consentual lean on your home. You know up front that it will be satisfied that way if unpaid.

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Q: What is consensual lien?
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What is a non-consensual lien?

If you take out a loan from the bank and put your car up as collateral, this is a consensual lien. If you owe taxes and the IRS put a lien on your property or bank account, this is a non-consensual lien.


What is a non-consensual?

If you take out a loan from the bank and put your car up as collateral, this is a consensual lien. If you owe taxes and the IRS put a lien on your property or bank account, this is a non-consensual lien.


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A mortage!!! Interesting that there is no such word as a "homeower." However, the bank in essence owns my home and I OWE on it.....


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I believe you are referring to consensual sex. What do you mean with "best"? It is the ONLY legal option. "Consensual" means with the consent, or permission, of the partners. Anything that is not consensual is rape - a crime in all countries.


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Can you have a lien put on someones own home if they owe monies from another job site?

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What is the difference between a transfer of lien and release of lien?

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Can a junior lien supersede a senior lien?

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What is an involuntary lien against my property?

An involuntary lien would be a judgment lien by a creditor, a lien for unpaid property taxes or income taxes, a demolition lien, a lien for unpaid common expenses or homeowners association dues or a mechanic's lien. Contrast that with a lien you granted in your property such as a mortgage which would be a voluntary lien.