HBFC
House Building Finance Corporation
A semi Government Office for giving Loan to public for their use as Construction ,development,and marital purpose.This Corporation is working in Pakistan and many countries.
HBFC is the pioneer and premier specialized housing finance institution of Pakistan. It was established trough an enactment of parliament way back in 1952. In that way, it is also one of the longest serving and surviving financial institution of the country.HBFC is not a failure. Its health has been grossly misstated, and it has been misrepresented by the current management for the purpose only known to them.Only recently HBFC showed a process of institutional turnaround, which brought international laurel for not only HBFC, but also for Pakistan. One can read detailed report on this at http://www.allbusiness.com/government/government-bodies-offices-heads/10596994-1.html and http://www.encyclopedia.com/doc/1P3-1490194451.html.Presently, main problem with HBFC is lack of proper focus of the government, and total lack of competency of its present management, and its lack of knowledge and professionalism. Present management (a singular term used in Pakistan to denote the head and all powerful authority of a body corporate) of HBFC does not know how to read and interpret a financial statement, what to say about his competency of managing the financial statement.HBFC is surely in some trouble for not having a proper management, but it has not yet failed.
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