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If someone is a co buyer on a loan will it show up on their credit report?
It definitely will if the main buyer defaults on the loan, but I'm not sure if it shows up when the loan is in good standing.
If there is a buyer and co-buyer and the buyer does not want the auto can the co-buyer take over the loan because the buyer gets all the credit?
The co-buyer should contact the LENDER and ask to have the buyer removed from the loan. Nothing can be done legally without the LENDERS approval.
Can buyer and co-buyer be the same person?
No.
Does the buyer or the seller pay?
The buyer pays.
If a co-buyer is on the contract and is making the payments does the co-buyer receive the credit points or does the buyer?
Both the co-buyer and the buyer get the credit and the blame if the loan is not paid. Co-signing on the loan is the same as getting the loan.
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