What kind of health insurance does congress have?

Answer 1

Better than the average family, who spends 1/5 to 1/6 on healthcare. Even if most congressmen would pay that, they's still get pretty fat pockets. If House and Senate members choose to use the Capitol attending physician and the Army and Navy hospitals while in D.C., they pay an annual fee (equivalent to being part of an HMO). If they seek private medical care while in D.C. or back in their home states, they use their private health insurance. If they are over 65, they use Medicare and whatever private supplemental insurance they may carry. And, of course, they paid into Medicare while working just like everyone else. Members of Congress are eligible - like all other federal employees - to sign up for one of the "cafeteria" health insurance plans offered all other federal employees. If they sign up for one of these policies, the federal government pays two-thirds of the premium and the Congressman pays the other one-third. This is comparable to insurance offered by many private employers.