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What kind of things can you do with extra closing cost money besides buy down a loan?
Wiki User
∙ 16y ago
When you close on a loan to purchase a house, you should be asked to bring a cashier's check for the exact amount that you need to pay the settlement fees. There should not be any substantial amount of money that will be returned to you.
Wiki User
∙ 16y ago
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which bank offers no closing costs mortgages?
No closing cost mortgage can save you a lot of money in upfront fees. One of the banks that offer low cost or no closing cost mortgages is Citizens Bank.
When closing a real estate deal what will the real estate broker do with the deposit?
The earnest money deposit is held in an escrow account until the closing takes place. At closing the earnest money is either credited to your side to add to your down payment or it can be credited back to you in the form of a check. If your deal does not close there are different rules in each state as to how the earnest money will be handled.
Why does VA need to source earnest money and closing costs?
Just to clarify, I currently have a home under contract and have given my agent $1000 money order for earnest money. My current bank account balance is around $5k, and I am told that I will need about $400 (in addition to money the lender already has) for closing. Closing date is 5 days from now, and the lender calls to tell me that the VA needs to be able to verify the source of all money in my bank account that I paid the earnest money from and that the closing costs will be paid from. Not that I am hiding anything, but the closing date is quickly approaching, and I have sent them a declaration to explain, including where money was transferred into my PayPal account. Now they want to see the statement of people who transferred the money to me (!?) First question, why in the world do they need to know this? I did not use these deposits as "income" to get the loan approval, and the lender is saying that the loan was not granted based on this money. Second question: is this weird or normal?
Sample letter to pay back money owed?
i need sample that letter mentioned staff to settlement of the money and the closing with account number
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What can you do if you do not have enough money for closing costs?
You can borrow it from your Whole Life cash value, sometimes you can finance it in, money back from the seller for closing costs, borrow it, etc.
What options are there for home buyers with no money down and no cash for closing costs?
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Is it illegal to sign a promissory note after closing on the sale of your home under distress so that the realtor could receive money. After being told WE NEEDED NO MONEY AT CLOSING.?
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