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What makes a bank account unique?

Updated: 9/25/2023
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Q: What makes a bank account unique?
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Can you have same account no for saving and current?

No - every bank account MUST have it's own unique account number.


What is format of an American bank account number?

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May a bank account number have a alpha character?

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What is BAN of US bank account?

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Can someone else open a savings account for you?

No. A Savings account can only be opened by the individual who is going to own and operate the account. Proxy account openings are not allowed in the banking industry. Unless the customer makes a trip to the bank, he/she cannot get a bank account opened.


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The IBAN is alphanumeric and consists of 34 characters. It is unique to every bank account and can be found on cheques. It consists of the domestic bank account number, branch number and potential routing information.