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What options do I have if you can't afford to pay my second mortgage?
Wiki User
∙ 15y ago
Cutting through the riff raff....you cannot afford to live in the house that you cannot afford to pay the debts on...or afford the lifestyle that you cannot pay your obligatioons for. No process, bankrutpcty or otherwise, is available that will allow you to not pay your obligation/debts but keep the assets, like the house. (Note, BK includes all your asets and all your debts, you cannot pick and chose only this or that. Your assets are used to pay your debts. Secured debts, like a mortgage, get paid first from the sale of those assets they are secured by). You can increase your income, better/more jobs, sell other assets and pay off the debt or sell the house and buy one you can afford. Again, any other way you may delay paying for a while, but you will lose the asset.
Wiki User
∙ 15y ago
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