answersLogoWhite

0


Best Answer

If you let someone drive the car and they did not return it, then it really is a civil matter. Maybe opening up an insurance claim would speed up the process and get them to return it.

Another Perspective

If they have the car without your permission and you are the sole owner then you have the right to take the car. In fact, you should take possession of the car immediately since you are on the hook for liability and damages if anything happens while they have it. Take your car keys to wherever the car is now and take it. Call for a police escort. Since whoever has the car must have keys you should inquire at the local police station what to do if they use their keys to take the car without your permission. If that happens you will need to file a stolen car report and press charges.

On the other hand, before you loan your car to another person you should call your insurance company to discuss your liability and coverage. If they cause an accident the owner of the other vehicle may sue you. If they wreck your car and you don't have collision coverage then you will be out of luck. You should make certain they have a valid driver's license and a good driving record. If not, and they get pulled over, your car may be impounded. There are so many things that could go wrong and make you vulnerable to costly damages you need to determine the consequences before you let someone else drive your car and

User Avatar

Wiki User

13y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What rights do you have if you have a car and insurance in your name but someone else has the car?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Can auto insurance be in someone else's name?

No.


If someone was convicted of a DUI but the insurance policy is under someone else's name will the insurance ever find out?

Yes, it does not matter if you have your own policy or are listed on someone else's policy, you will be surcharged for the DUI probably for the next 5 years.


If a car is stolen and you have insurance but the vehicle is in someone elses name will it be covered?

Theft is not the same as accidents. If you drive a car, whether it is in your name or someone else's name, and you have an accident, then your own insurance is applicable, but if someone else's car is stolen, that doesn't seem to involve you. Presumably you were not in the car when it was stolen, right? What involvement do you have?


You bought a car in your name for someone else to drive What are your rights as far as getting it back?

In this case the title of the vehicle should be in your name.


If I signed both names to a insurance check that was in your and your husbands name?

Sounds like a CRIME as you can ONLY Sign your name, you can FORGE someone Else's


Can your girlfriend be covered under someone else's policy if she has no car insurance on their car?

She would have to put that person's name on the registration. The other person (or girlfriend) would have to pay for the insurance.


How do you find an unauthorized life insurance policy in your name?

It is legal to take a life insurance policy out on someone else. Wal-mart does it to their older employees, and cashes in when the employees die.


Can you insure a car that the loan is in someone else's name?

Insuring a Vehicle in someone else's name.Yes you can. So long as you also list the owner as an insured. See the related questions below. Other AnswersNo, the insurance needs to be in the same name as the person on the loan.


Can you have a car loan in your name and someone else carry the insurance on the car?

Your name must be on the insurance policy, otherwise you are not a covered driver under that insurance policy. Failure to disclose a known driver can void any coverages afforded by the policy and is a well known form of insurance fraud.


Can you buy insurance if you do not own a car but drive a car which belongs to someone else who is not insured?

The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.


Can a 17 year old in Tennessee get car insurance on a car that is in someone else's name?

yes but you will be required to add the owners info too.


Can you buy a used car and have the insurance in someone else name?

That would be "Insurance Fraud". If caught it is a felony and punishable by up to 20 years in prison.