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Q: What rights does a person have who pays for car insurance and name isn't on the car?
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Call their agent and add the other person to their policy.


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Can you put the car insurance under the cosigners name only?

The insurance should be under the name of the person to whom the car is titled and registered. Also, if the person who legally owns the car is not the person who will be the main driver of the car, the person who will be the driver on the car should be added to the policy.


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Can your girlfriend be covered under someone else's policy if she has no car insurance on their car?

She would have to put that person's name on the registration. The other person (or girlfriend) would have to pay for the insurance.