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What should you do if the person that hit you didn't have insurance?
Wiki User
∙ 14y ago
The first thing to do is contact the police and get a police report. Because the person that hit you has no insurance, you need to report the accident to your insurance company. Your policy should have uninsured coverage and that coverage would cover you for medical and liability if you are injured. You would need to go under your policy to have your car fixed and pay your deductible. Your insurance company will then litigate for all moneys spent and try to recover from the uninsured party. They will also try to recover your deductible. Each state is different and you will need to discuss with your insurance agent.
Wiki User
∙ 14y ago
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Car accident and the person who hit victim did not have insurance but victim does?
then it turns into a legal matter where the person who didnt have insurance gets sued for losses and medical expenses
Your truck was totaled and the person that hit you does not have enough insurance what should you do?
Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.
How can you find out if the owner of the car has insurance if someone else was driving that hit you and didnt provide the proof of insurance?
whut if you were in a bus accident and the bus didnt get the insurance information
How do you handle the insurance after a hit and run?
After a hit and run, the individual hit should file a police report as soon as possible. That police report should then be presented to the person's insurance company who will assess the damages to the vehicle.
If you have no insurance and your car was hit while parked does the other person's insurance company pay?
It should. But it's much easier to collect if you have your own insurance.
If the person driving have no driver license. will the insurance pay for it?
If what person is driving the person that was hit or the person that hit?
My car was hit while being parked do i have to have insurance for it to be fixed Or does the person that hit my car insurance pay for the damages?
The other person pays.
What happens if you have no insurance and you were hit by someone without car insurance?
You each walk away with nothing - your only recourse is to take the person who hit you to court and sue for damages. However, chances are if that person has no insurance, they have no job, and thus no income which to pay you the damages should the court award in your favor.
What if a person hit your car and totaled it but they don't have enough insurance covage what should you do?
You uninsured motorist coverage, if you have it should handle the gap. Otherwise, you can sue the driver that hit you for the difference.
How many car insurance claims can you make before your insurance goes up because I made a claim about a year ago that wasn't my fault which I made a claim for and I just had another person hit me?
If you provided the insurance company with details of the person who hit you and they were able to recover from them then you should not be penalized at all for the accident.
What happens if you are hit from behind in a no fault state?
Typically the person who hit you pays. If they don't have insurance, your no fault insurance will pay for it.
What if you are hit in a car accident and the person who hit you has no insurance?
Simply, call the police!
