Depending on how good you are at negotiating, you should either contact the lender OR a local attorney. You would be well served to have pics of the damage, statements from anyone who could vouch for the car NOT being damaged BEFORE the repo,ready before you contact anyone. Did anyone SEE the damage being done? Rem, the repo company is likely to say,"NO, we didnt do it". Soo who will convince the lender they did? You or your attorney. Good Luck
Every state requires repossession agents to carry insurance. If the vehicle is damaged during a repossession or especially a wrongful repossession, the agency that secured the unit must have it repaired at their own cost, or as a matter of insurance claim. Remember, do not sign for acceptance on the repairs until you are absolutely satisfied that they have been done properly.
No, the repossession agency must return your personal property undamaged. Usually you have to go pick it up. If your property is damaged, the agency should have insurance.
Yes, generally. You should certainly know if you are behind on your loans.
Contact the lender, in person if possible. Have a written estimate of the damage done by the repossession company. See what the lender has to say about the damage to their vehicle, which until you pay off the loan they jointly own with you. Communicate with them and I am sure this can be worked out. Remember this would never have happened if you had not missed a payment. So keep that in mind. They still should not have damaged your car, but things happen.
There's rarely a good reason to take dangerous drugs at any time. But particularly not when you're pregnant. There are several drugs that can damage the growing baby, which certainly didn't ask to be born damaged.
The re-possession Laws in any state are quite complex. Certainly far too complicated to explain here. You should go to the DMV and get more information from them.
The second to last sentence should read - Never will a voluntary repossession cost you MORE than a forced repossession. A repo is a repo. Voluntary Repos will, in most cases, save you money due to the cut in fees associated with the repossession. In some cases these fees will not be any less and the cost of a voluntary repo and the cost of a forced repo are the same. Never will a voluntary repossession cost you less than a forced repossession. Either way, voluntary repossession is the decision I would make, due to the possibility of a lesser cost.
As far as I know there is no statute of limitation on auto repossession in any state. Check with your state Attorney General to be sure. I will post a link for you to read. Repossession should be your last resort. Hiding a vehicle from repossession is a crime in some states. The consequences of repossession are always bad for you.
mark them as damaged report it to a supervisor
Repossession laws vary from state to state. States also have different provisions for different types of property. You would need to be more specific about the circumstances, the property and the state where the repossession would take place. Your question should be reformed to ask, "Is a repossession under the following circumstances legal"? Asking what is considered an illegal repossession is much too broad a question.
A flag should not be flown during a major thunderstorm, tornado, etc.
Vaginal bleeding can happy during a period and it can be slightly painful but it should not be uncomfortable. It certainly shouldn't be painful all time. If a person is bleeding from the vagina and it's not during a period she should go to a doctor.