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Laws vary from state to state regarding repossessions. In general, unless the car has been repossessed and there is a deficiency owed on the vehicle loan which a company has obtained a judgment on, there is very little chance that wage garnishment would succeed. Sometimes creditors use scare tactics.

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Q: What to do if your spouse has a car you co-signed and he has not made payments and they are talking about garnishemnt on my check?
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Related questions

If you get married are you responsible for the loan your spouse cosigned for their sibling?

No.


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