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1.) People who were eligible for disability benefits from social security

2.) Individuals experiencing end-stage renal disease

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Q: What two groups of persons were added to those eligible for medicare benefits after the initial establishment of the medicare program?
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When can you receive Medicare?

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How to Register for the Medicare Card?

To lower medical bills, one should be aware of the various features of Medicare when making the Medicare card application. Savings can be expected if one makes a timely application, and more savings may be realized if one compares the variety of plan offerings under Medicare with those offered by other insurance carriers. The federal government automatically completes the Medicare card application for most U.S. citizens turning age 65 and who are receiving Social Security or Railroad Retirement Board benefits. The Centers for Medicare & Medicaid Services, the government administration offices, sends out Medicare identification cards at least three months prior to one's 65th birthday. Medicare cards are also sent to those who have been receiving Social Security benefits or Railroad Retirement Board benefits for at least 22 months. For those not receiving any of these benefits, he or she can fill out a Medicare card application three months before and after his or her 65th birthday. This period is called the Initial Enrollment Period by CMS. It's possible to realize an initial savings with Medicare by avoiding a premium surcharge placed on late registration. One may register for Medicare by contacting the Social Security office and having a claim representative fill out the appropriate Medicare card application. One can also fill out a Medicare care application at a local Social Security office. If individuals miss the enrollment period, they are accessed a 10 percent surcharge on the Part B Medicare plan. Those who missed the IEP window will have the opportunity to enroll in Part B the first three months of the year. But coverage will only begin the following July. Most people have no premiums for Part A. The 2011 deductible for Medicare Part A hospital stay is $1,132 and covers 1-to-60 days. Monthly premiums for Medicare Part B are generally $115.40 for 2011. After paying the yearly fee of $162.00 for the Medicare Part B deductible, one must pay 20 percent of Part B coverage. By comparing these figures with those from other insurance carriers, one can realize savings based on income and what one can afford.


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