0
What type of coverage limits deductible to three family members?
Wiki User
∙ 12y ago
comphrensive
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
High deductible health plans?
A high-deductible health plan contains certain minimum dollar limits on the annual deductible and maximum limits on the out-of-pocket expenses listed under the plan. An individual health care plan would be considered high-deductible if it has an annual deductible of at least $1,200. A plan for family coverage is considered high-deductible if it has an annual deductible of $2,400. Out-of-pocket expenses for 2011 may not exceed $5,950 for individual coverage and $11,900 for family coverage. Out of pocket expenses include deductibles, co-payments, etc. www.bankofkc.com /personal/hsa-faq.aspx
Who pays for damage from road debris?
If road debris flies up and hits your car, 'Comprehensive' Insurance coverage will pay all but any deductible up to the limits of coverage purchased for the car.
Will your premium go down if you pay off the car note?
Not unless you change the policy coverage (as in by reducing it from comprehensive to liability, or lowering the limits, or raising the deductible).
Commercial property insurance - application of deductibles - does application of deductibles reduce the limit of liability afforded?
Not sure if you are talking about liability or property. No deductibles apply to liability coverage. Deductibles do not reduce your coverage amount but to get full limits, you would need a loss to exceed you limit by your deductible amount. If you have coverage limit of $100,000 and a $1,000 deductible, your loss amount would have to equal $101,000 or more to receive the full $100,000 limit on your policy
Tips for Buying Cheap Car Insurance West Virginia?
It's not always easy to find the most affordable car insurance coverage available in West Virginia. However, drivers today do not want to spend more money than is necessary on their auto insurance coverage. There are a few key tips you can put into practice today in order to find cheap car insurance West Virginia.Change Your DeductibleOne of the easiest steps drivers in West Virginia can take today to find more affordable auto insurance rates is to adjust the deductible on their policy. The deductible is the amount of money you will pay out-of-pocket when you file a claim. It is common for drivers to choose a $500 deductible, but there are other deductible levels you can choose from. By increasing your deductible, you will discover your auto insurance rates decrease. You can call your auto insurance company right now to make the change for immediate savings.Change Your CoverageJust as changing your deductible can alter insurance rates, changing coverage limits can also alter insurance rates. Drivers in West Virginia are required by state law to maintain a 20/40/10 liability insurance policy. Many drivers have opted for additional coverage beyond these limits to enjoy greater protection if they are involved in an accident. You may, however, be paying for more coverage than is necessary. You can discuss your coverage levels with your current insurance agent, and consider reducing coverage limits for savings.Get New QuotesIf you have not shopped for new auto insurance rates within the last six to twelve months, you should consider getting a few new rate quotes today. You can easily shop for auto insurance rates online. These online quotes can help you to discover more affordable coverage that is available to you. Keep in mind your new deductible and coverage limits when requesting new quotes. You want to ensure the coverage limits and deductible for quotes you are requesting match the coverage limits and deductible on your existing policy.Drivers in West Virginia certainly have many driving-related costs to pay for. There are auto registration and inspection fees, the cost of gas, the monthly payment on a car loan, and more. Drivers may be able to make driving more affordable by using these tips to shop for cheap car insurance in West Virginia. You can put these tips into practice today to identify auto insurance savings.
What are some factors when determining the cost of insurance coverage?
Several factor determine the cost of insurance. Among them include: 1. The type of insurance involved. 2. The coverage limits (amount of insurance). 3. The amount of the deductible and/or copayment. 4. The insurer involved. 5. The state in which the policy is issued. 6. Addendums and endorsement to the basic coverage which add or delete coverage.
How much professional liability insurance cost for engineer?
This depends on several factors, including where you're located & your claim history, who the insurance company is, their coverage form and their overall experience with your type of operations, whether you currently have coverage, your training, your specific operations, coverage limits, deductible and more. Your insurance agent can give you a quote specific to your situation.
How much is Rental insurance House?
The national average renters insurance cost for a policy with recommended coverage levels of $40,000 for personal property, a $1,000 deductible and $100,000 of liability protection is $197, or about $17 a month, according to an Insurance.com rate analysis. But that's just one set of coverage limits.
What are the limits covered by car insurance?
There are all different types of coverage for an auto policy as well as different limits of coverage. Some limits and types of coverage are required by law and other amounts and types of coverages are up to the individual owner of the policy.
Tips For Lowering Your Rates With Your Auto Insurance Company?
There are several ways to adjust an auto policy when a person is trying to work with their auto insurance company to get their rates reduced.Tips to Reduce an Auto Policy Rate-Refuse to carry collision coverage on a car that is older than ten years-Raise deductible; example, from $500 to $1000-Rid of rental reimbursement coverage-Raise deductible on comprehensive coverage-Have personal injury protection coverage reduced-Lower payment limits on liability coverageBy following a few of the abovementioned tips a person can typically save hundreds of dollars a year on auto insurance.
How are Employee Employee plus spouse and family premiums determined?
Insurance costs depend on several factors, such as location, size of company and number of employees and claims history. It also depends on the kind of coverage, limits, coverage form, endorsements, deductibles and the overall claims history of the chosen insurance company. Then, your employer can decide if he wants to pay all or part of your coverage or your family's coverage.
Can the uninsured motorist coverage in a hit and run accident in California cover the victim?
Yes it can, although it might be subject to your deductible depending on the type of optional coverage you have. Uninsured motorist coverage is nice because it protects you from other drivers who either have no insurance or whose policy limits might be too low to cover damages to you and your vehicle. It is also relatively cheap compared to other optional coverages!
