If road debris flies up and hits your car, 'Comprehensive' Insurance coverage will pay all but any deductible up to the limits of coverage purchased for the car.
It depends on the terms of the insurance and the type of damage to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.
The person who is found to be at fault or liable pays for the damage.
An intercooler you just need to keep clean, free from blockages. Repair any damage from road debris.
Bad shock or spring Road debris damage Abuse
Why do you assume that someone pays for a natural event not caused by mankind? When a road is blocked by a lava flow, eventually the highway department will cut through the lava and reopen the road, so that is paid by taxpayers. Depending on the homeowner's insurance policy, that may or may not pay for fire damage from a fire started by a lava flow. Other damage, such as earthquake damage from an eruption, would depend on whether the owner has eartquake insurance.
It pays to another party if you injure them or damage their property.
people
YOU do !
The Insurer of the at fault driver pays for the accident.
Comprehensive pays for loss or damage to your own vehicle due to theft, fire, and hail.
You do. Or your insurance does.
After the cheese-truck over-turned on the highway, the road was full of debris.