Depends on if you have a manual or an automatic. Also depends if the car is under warranty, which shouldn't be an issue with a nine-year-old Accord.
Manual transmission: The official recommendation is Honda manual Transmission Fluid. I used to use Mobil 1 5W30 motor oil with good results. It may be the same stuff. Absolutely DO NOT put 80W90 hypoid oil in it!
Automatic transmission: Dexron fluid is okay if that's all you can get. Red Line and Amsoil also make good compatible transmission fluids...but I would use Honda Genuine fluid in it.
If the car is under warranty: Honda Genuine fluid. Honda is REAL nit picky about you using their magic juice when your car is under warranty; if they have to do warranty service they will sample your fluid and, if it's not official fluid, deny coverage because "the fluid caused the failure." Which is baloney in most cases, but it's best not to provoke them.
Take out the transmission fluid dip stick, and just drop it in there.
The dipstick for the 2004 Honda Accord is located beside of the battery. A funnel is needed to reach the tube to add fluid.
yes
The 2004 Honda Accord has a 5-speed manual.
drop trans pan with drain pan under the trans
Thru dipstick tube w/narrow neck funnel.
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Use nothing but Honda ATF-DW1 fluid.
the 2004 Honda accord has a distributor, yes.
It can fail suddenly. There is a recall on all 2003-2004 Honda Accord transmissions as there was a problem with lubrication.
No, it will have no effect on the clockspring.
The 2004 Honda Accord has 16 valves.