I doubt anything. Seriously. Three teenage girls were killed by their driver whom fell asleep at the wheel and all he got was 2 year probation. Reason being: Louisiana doesn't have a law stating falling asleep at the wheel is punishable. Guess it depends on the state your in.
yes you can sue anybody. but it all depends on how badly you or your car was damaged and if the other person has insurance.
yes yes
Driver's licensure is a condition of getting auto insurance.
Not enough info, you fell asleep and hit what?
If it was you that fell asleep, you should go to the police before the police come to you.
It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
Yes.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.