== == Always pay the extra bucks for their insurance if you don't have your own. Today, most companies ask for proof of insurance, before they rent a vehicle to you.
The Laws very from state to state, in California the renter is fully responsible for any and all damages, including loss of use regardless of fault. Even if the renter was not in the car.
It's up to the renter to go after the person responsible for the damages.
The insurance for the vehicle you drove will be primary, your personal insurance will be secondary. Be honest and give them the info for the person who owns the car, and your personal insurance info.
No.
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
No Drink Driving is breaking the rules and your own choice
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
Although it depends on your insurance, the driver is covered if driving with your permission.
Yes.
Yes. One point will be added to your official driving record.
CTP green slip insurance refers to compulsory third party personal injury insurance. This is required insurance to be bought when registering a car that provides coverage when the person driving the car is at fault in an accident.
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
the insurance of the person responsible for the accident
If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.