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Q: When a major medical policy provides first dollar coverage?
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Does full coverage cover medical bills of injured?

the term "Full Coverage" is a layman's term. You will not find this language in your policy. In order to determine if you have Medical Coverage you just need to look at your policy and see if you have Medical or Personal Injury protection. Your policy will indicate such and the limits of coverage available. Happy Motoring


Components to liability coverage under an auto policy?

Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:


Car insurance can coverage medical payment on motorcycle accident?

If you put medical insurance on the policy when the policy was purchased.


What is Supplemental Insurance?

Supplemental insurance is an additional insurance which provides coverage in excess of your primary insurance policy. For example, Flood Insurance is a supplemental insurance to your homeowners policy which does not cover damage from floods. Or, you might have an Umbrella Liability policy which provides coverage to a higher dollar limit above your auto policy or business policy.


What's the best medical insurance policies?

The best medical insurance policy coverage would depend on your current and foreseeable future needs. The best policy coverage will be from a reputable company that offers the amound and type of coverage you desire.


Can your car insurance cover your medical if you were involved in a motorcycle accident?

If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.


What is a term policy?

A term policy is a kind of insurance policy wherein it provides coverage for a limited period of time only. When the insured person died during coverage time, and the policy is active, the relatives can get a death benefit.


Would I be covered on a business fleet insurance policy if I am not listed as a driver?

In terms of Auto Liability...this depends.... 1. Does the policy excluded unscheduled drivers? If so, no coverage for you. 2. Did you have permission to use the vehicle? If not, no coverage for you. If the policy does not exclude unscheduled drivers, and you have permission to use the vehicle, the policy should afford coverage for incidents where you are the driver. In terms of Medical Payments or other benefit to YOU as the driver.... 1. Same questions as above, and more importantly... 2. Is Medical Payments and/or "PIP" coverage is provided on the policy? If no, no coverage for you. If no Medical Payments and/or "PIP" coverage is provided on the policy, you would need to seek coverage under the Workers Compensation policy. If you are an Excluded Owner under that WC policy, there would be no coverage for you here either. Remember, these answers are "general" in nature, and may not reflect the exact response from your insurer. I highly recommend contacting your agent for clarification of coverage.


Does Medical cover basic hospital expense coverage?

There are many, many different types of medical insurance. Each policy specifies what it will cover, the extent of coverage and for what purpose.


Where is uninsured motorist coverage listed on the auto policy?

It would be listed on the declarations page, usually after either the section for liability coverage or the section for medical coverage.


Can a client sue their home owners insurance if they themselves have a serious accident in the home?

It would be considered a pointless and frivolous law suit. It s not possible under color of law to be liable to ones self. Your liability Insurance provides for coverage and defense from liabilities asserted by others. Not by ones self. Homeowners insurance is not designed or intended to replace a major medical insurance policy. If when you selected medical coverage when purchased your home insurance policy you could look to that portion of your policy for some coverage, although it is generally not sufficient to cover a serious injury. If you chose the economy route and did not opt for medical coverage then you'll need to rely on your health and medical insurance policy to cover accidental injuries regardless of where the injury occurred.


What does medical coverage on auto insurance policy covers?

Medical bills for yourself and anyone else in your car in case of an accident