Oral Health and Dental Care
Dental Insurance and Financing Dental Care
Politics and Government
When there are two dental policies who benefits from the duplication of coverage?
Is health insurance also considered dental insurance?
In the private benefits market, 97% of all dental benefits are provided under separate policies of coverage by carriers that specialize in dental benefits. Why? Dental has a separate set of procedure codes for billing treatment and dentists typically practice in a solo or small practice setting focused on dentistry. And dental disease is limited to two main categories--tooth decay (caries) and gum disease (periodontal disease). As a result, it takes focused knowledge, IT systems and outreach to dental offices to develop and administer...
What are the benefits of having secure horizons?
Dental coverage for preventative care, basic dental services, and major dental services, vision coverage, eye exams, coverage for hearing tests and fitness program membership qualifications are all benefits of having secure horizons. ...
How use dental insurance dental office?
Coverage for dental implants varies from one insurance company to another. Most of the insurance policies provide some coverage for the restorative procedure. You can ask your insurance provider if dental implants are covered or not. ...
Does Delta Dental of California offer dental implant coverage?
Yes, providing the employer and/or group program sponsor has opted to include this benefit in the scope of benefits negotiated with Delta Dental. The easiest way for Delta Dental enrollees to find out if they have such coverage through their employer is to go to www.deltadentalins.com, sign into their secure online benefits portal, and look to see what benefits are specific to their particular Delta Dental program. Delta Dentists also know how to call-in or check by web on behalf of their...
What are some of the benefits of Blue Cross dental insurance?
Blue Cross offers multiple dental insurance plans. These range from the Dental Blue 100, which offers minimal coverage but is fairly cheap, to the Dental Select HMO, which covers everything for a higher price. Thus, the benefits of Blue Cross dental insurance can vary, but one may choose the cost and level of coverage they feel is appropriate. ...
Which countries are served by Humana Dental insurance?
Humana Dental is currently only offering policies in the United States. They do however have offices in all 50 states to help with you dental coverage needs. ...
Asked in Insurance
What are some of the benefits offered by Aenta Medical Insurance?
Some of the benefits offered by the Aetna Medical Insurance include dental insurance coverage in certain states and coverage for prescription drugs. You also have coverage for hospital and specialist care. ...
Where do you get dental insurance?
Most dental insurance is obtained through your employer as part of a "group dental plan." However individual dental coverage is available. The National Association of Dental Plans's website (www.nadp.org) has a "Find a Dental Plan" function (right on the home page) where you can enter your state and that you are looking for individual coverage. It gives you a list of companies that sell individual dental, websites, and phone contacts. Coverage through your employer will be less expensive and have broader benefits. So,...
Are dental plans required to provide certificates of creditable coverage?
The purpose of a certificate of creditable coverage is to assure that pre-existing conditions are not excluded in your next policy of coverage. Since a dental procedure in process like a crown is completed by the previous carrier even after the expiration of a policy and dental policies rarely exclude other pre-existing conditions (except perhaps for missing teeth), there is no reason to issue this certificate. The federal law that requires the issuance of this certificate applies to medical carriers issuing health policies...
Asked in Insurance
Is there an affordable dental coverage that can cover a family?
There may be affordable dental coverage available for your entire family. Consult your employer's human resource department for an explanation of the dental coverage offered. ...
What percentage of the US Population is covered by a dental insurance plan?
According to the recently released annual report, NADP/DDPA 2010 Dental Benefits Report: Enrollment, 53% of the population in the US had dental benefits at year-end 2009. This is down from 57% for the past several years. There was not a decrease in the number of businesses offering dental benefits. And since 97% of the dental benefits in the US are provided through employment, the decrease reflects both lower employment and employees that are paying a large portion of the premium themselves dropping coverage....
Where can you get dental insurance in California?
== == The state of California has great dental coverage for the people who live in California. Dental Coverage is very important to have because you never know when you will have a dental emergency. Make sure you are covered...get dental coverage. == == Contact your state insurance board or through your employer ...
When preventive dental work is done is it deducted from your insurance maximum?
Any payment for dental work depends on your insurance coverage because there are many different dental insurance policies. You should read through the information for your dental insurance policy. You could also contact the agent responsible for your dental insurance policy. ...
Husband has hmo dental insurance and i have delta dental does this mean we have dual coverage?
It means you each have a different insurance company. If you had both HMO dental coverage and Delta Dental (and the veteran in me has to ask: "for God's sake, WHY Delta Dental?") active at the same time, that would be dual coverage. ...
Can you combine dental insurance and a dental plan?
The Health and DENTAL PLAN is available to save you money. Also, you will be able to access benefits that may not be available anywhere else. Even if you have other coverage, you will benefit from this plan because you can combine them together to get even more coverage. In addition, you can cover your eligible family members as well. ...
Will you be able to get inexpensive individual dental insurance if you discontinue COBRA and have a lapse in coverage?
== == Yes, dental insurance is not like major medical. There are a lot of individual plans on the market and they do not consider continuation of coverage. However, it is fairly common for individual dental plans to have a waiting period for major services. The reason is that they do not want you to sign up, get a $1000 or more of benefits and then drop the coverage a month later. ...
What can you do when you received a letter of cancelation for health benefits but not one for dental benefits from the insurance company so you were unaware and now they refuse to pay dental?
Pay your bill. You, not the insurance carrier, are responsible for making sure you have active coverage and for all outstanding charges not covered. ...
Asked in Health
What does Non Duplication clause mean on dental policy?
With my dental...delta dental...it meant that even though I have dual coverage and have been paying for both dental plans...it was a waste of money because they would not pay anything over what my primary insurance would pay. That they would not pick up the difference (my copay) for my dental work. They would only pay up to the amount my primary would have paid. ...