Well, if you can't even figure out how to file all the forms to start (and not being able to keep track of who you owe and made legal promises too is to say it's going to get harder from here), and may even realize the need to make sure some special processes and filings are made to assure you get protection/benefits of the filing (and don't expose yourself to actual criminal or financial liabilities)...you should let your laywer worry about....in other words...YOU NEED AN EXPERTS INDIVIDUALIZED HELP. Just like you couldn't handle your own finances and really should have had someone knowlegeable helping and accounting for you - (no dispute...your in BK and not able to pay your obligations...heck, not even caring enough to track them)....you absolutely need to hire someone to help resolve the issue and can't do it yourself.
Start by getting a credit check.
At the same time, yes...together, no.
Not unless you file for bankruptcy. Otherwise you owe the money.
It is less detrimental to your credit score to be late on paying your bills (more than 30 days late) than it is to file bankruptcy.
No, but it helps. Many people pay their bills instead of buying groceries, but they can't sustain that for long. The test for bankruptcy is not so rigorous. If you spend what you should to live on, and you cannot pay your other bills as they come due, you can file.
If her name is on a loan that you file bankruptcy on than she would then be responsible for that loan. Filing a bankruptcy only gets your name off the loan(s), you would both need to file together.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
When you file a mutual bankruptcy, you and your partner file a single set of bankruptcy papers with the court. In your bankruptcy appeal, you release all property, debt, income, and expenses you have between both you and your partner.
sure you can, but you will loose new car when u file bankruptcy anyway.also need more than just a car payment to file bankruptcy. laws have changed to prevent people filing bankrupcy just to dodge paying there bills
Yes, you can. Most people who file bankruptcy do so because of medical bills.
No they never did file for bankruptcy
If you are talking about a Chapter 7 bankruptcy, It takes 7 to 9 years after you can file bankruptcy again.
Yes you can