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2013-03-20 22:06:21
2013-03-20 22:06:21

The car insurance in which you are looking for is called 'no fault insurance'. It is regulated state by state and not all states require you to have such insurance, some states have only require one to have liability insurance.

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Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.




If you have medical, yes because your medical under your car insurance covers your passengers, regardless of fault.


Auto liability insurance covers physical damage to the other vehicle if you are at fault. It also covers injuries for parties in the other vehicle when the accident was your fault. It does not provide any coverage for your vehicle, you, or passengers.


If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.


If a taxi driver hits you, and its his fault, the cab company's insurance pays.


Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.


When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


Liability covers the other person that you damage. Uninsured and under-insured motorist coverage carries those in your vehicle. Medical payments coverage covers everyone involved regardless of fault.


The person who causes the accident is at fault


No way! Do you have insurance? Does the other person? Who's fault? trade insurance info with the other person.


In Ontario parking lots are private property and do not fall under the highway traffic act. Given this Ontario also has whats called no-fault insurance, meaning if 2 people are in an accident in a parking lot, person 1's insurance covers person 1 and person 2's insurance covers person 2. If there are evidence who can mention who was in fault while accident happens, then only you can decide on this. But if your car hit another parked car or vice-verse then you should be in fault. When I face same problem, my insurance company Chola MS favored me as my car was parked in parking lot and someone rushed into my car.


No lovey not if your the one at fault... Insurance only covers the other person if your at fault sorry honey..... It depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cover the other person's damage. If you also purchased collision insurance, that will pay for your vehicle (less the deductable).


Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.


He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.


Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.


Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.


No. If the accident was your fault, you can not get money from the other person's car insurance.


Not if it is deemed to be 100% the other drivers fault and they have insurance.


No, Liability covers damage and injury to another party if you are at fault in an accidentComprehensive insurance would cover fire losses


You'll need to file an accident report, then notify your insurer of the loss occurrence. If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the at fault driver.



The other person can sue you because you are at fault for the accident.



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