PLEASE REMOVE MY IDENTITY, CHASEHUNTER, AS THE CONTRIBUTOR WHO POSTED THE "FIRST ANSWER" BECAUSE THE ANSWER SHOWN IS NOT MY ANSWER AND IS NOTHING LIKE MY ANSWER AND IS NOT ACCURATE. THERE IS NO POINT IN ANSWERING QUESTIONS POSTED IF YOUR ADMINISTRATORS CHANGE THE ANSWERS COMPLETELY TO WHATEVER THEY WANT. THANK YOU, CHASE HUNTER
Increasingly, homeowners insurance is excluding liability for bites or attacks by certain breeds of dogs. At one time, there was an adage that all dogs were entitled to "one free bite", but that is no longer the case.
One of the things that you may wish to do is to check in the Excess & Surplus Lines market where the underwriting guidelines may be somewhat more flexible.
You don't. If you are concerned about a dog in your neighborhood, it is better to try to prevent any possible injuries by calling the local dog warden. If you call the "homeowner insurance carrier", it is obvious that your only concern is in intervening in that homeowner's private insurance contract and that can get you into trouble and will not improve the safety in your neighborhood.
The opposite of a dangerous dog would be a harmless, friendly, or tame dog.
There are several dangerous dog accessories. A site suggests a muzzle, dangerous dog collar, which is reflective or a dangerous dog sign. These remind people to be cautious around dangerous dogs.
Dog insurance is just like the insurance that we carry for ourselves. By purchasing dog insurance it will assist in the coverage of things such as surgeries that your dog may require to have. If you have purchased a breed that is known to have problems it might be a good investment. There are varying options for dog insurance. http://www.petinsurance.com/ http://www.moneysupermarket.com/c/pet-insurance/dog-insurance/
I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive insurance experience. First, a dog bite will never be covered if you buy insurance AFTER the bite has occurred. Second, you should always have a renter's insurance policy or homeowner's insurance policy, regardless of whether or not you own a dog. If your dog has no prior bite history, you will probably have coverage for a dog bite in the future. But you should always read your policy to be certain that coverage for animals or coverage for certain breeds of dog are not excluded. Third, if your dog cannot be covered by your renter's insurance or homeowner's insurance; you can always buy animal liability insurance to cover such unfortunate events.
In order to have a dog declared dangerous, you should contact your local animal control office. Generally, they require you to file a sworn affidavit identifying the dog in question and stating what it has done to warrant being identified as a "dangerous dog." Once you have instigated the proceedings in this manner, an Animal Control Officer (ACO) reviews the case and, if your affidavit meets the statutory definition of dangerous dog. If so, the officer conducts and investigation to determine whether there are grounds to declare the dog dangerous. If the ACO believes grounds are present, a hearing is set before a Hearings Officer to decide the case If the Hearing Officer determines the dog has attacked someone and caused serious injury, he may declare the dog dangerous and order it put down. He may also order that the dog owners be required to comply with the State dangerous dog laws and show proof of insurance required there under.
if you have pet insurance that covers accidents then the insurance will pay
You will need a Pet Insurance if you own a dog. You don't need a house insurance while owning a dog.
No, but if he owns a home he can buy his own insurance, or he can buy tenants insurance if he does not.
No, only progressive does, you also must buy collision in order to get this protection. Please keep in mind that the same deductible will apply for both the dog and the vehicle.
Taking a visit to the actual building can sometimes be a pest. The chances of you having to sit and wait a while is very high. It can be dangerous if you don't know what your doing. I myself believe it is better to buy your new homeowners insurance online.
mighty dog.