Where can you buy repossessed cars in new Zealand?
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Simple. Ask to see the title. If it has the name of the person selling it, he/she has full ownership. If it has a bank name or another name on it, or they cannot produce the title don't touch it.
Here is a variety of advice: . If I were you I would check out your county for repossessions to be sold they generally sale for 2/3 of the loan value. . I would NOT buy a car that has been repoed. Simple logic tells me that the driver was NOT doing ANY repairs or even oil changes, before it got …pulled away. In my years of experience doing vehicle repos, (yes I do know what I am talking about here) the number of outright clunkers was higher than 75 percent. . Junk on wheels is what we used to call them. Run to death and barely able to be driven. Buyer beware is what I say . . What if my truck worth 15k is repoed because I quit paying on the 20k loan. Then I buy it at auction because I know I took care of it? Heck, I could even dirty it up inside a little first so it will auction for less. . It won't work. If it was repo'd by a buy-here-pay-here lot, they'll put it back on the lot and certainly aren't going to deal with you. If it was taken by a bank or manufacturer's finance company, it is going to a wholesale auction where you need a dealer's license to bid. Some smaller credit unions or finance companies will sell their repo's in their parking lot, but that's just like the BHPH place - they aren't going to talk to you. Besides, you STILL OWE the difference between the loan (plus repo fees) and what it brings. It's cheaper to make your payments. . It's fine to buy a repo car if you take someone with you who knows a bit about cars. Where repo cars are sold is different from place to place. Try Googling your city and car auctions or else looking up auctions in the phone book. . Call your local Credit Unions and ask them if they have any vehicles for sale. Most of them do these days. These are high quality cars for good prices and you are buying from a reliable source. Credit Unions will also give you good financing terms to get the cars off of their books. You could search online or just open the phone book and start calling. ( Full Answer )
In most states they can repossess anytime of the day. More often they will repossess while you are at work. This way you won't see it happening, they are in a public place, and if you do catch it its less likely a scene could be caused. And yes of course they know where you work. You disclosed …this info when you took out the loan. Even if you change jobs they will find out. Repossession companies employ specialists who do nothing but find out what you do not want known, such as employment, banking, additional property and storage locations, family connections, and their information. ( Full Answer )
Answer . Mike, that depends on how great your credit is. A repo on your record is NOT going to help. Any interest rate you get will be HIGH because of your credit rating.\nWith a decent down payment you can always get a ride at a buy-here-pay-here car lot. Good Luck.
Nancy, you can buy one as soon as you find someone to finance you. You will probably pay a higher interest rate and need a bigger down payment,but the choice is yours. Good Luck
IF you mean a car that is being searched for by the lender, YES. You sure can RISK spending the money one day for ins. and watching it be towed away the next. Its your gamble.. If you just want insurance to drive any car, I once read that you can get insurance without a car. Ask an insurance agent.… ( Full Answer )
YES, they are called FINANCE COMPANIES and charge HIGH interest rates. If the car is already repoed, your chances are NOT good.
If you are trying to buy a specific car, you can contact the bankor whoever holds the lien on the vehicle for more information. Youmay also start online with a free directory search for banks andother financial institutions who are selling repossessed cars. There are also other alternatives. You ca…n go to either offline oronline public auctions. Even though these auctions are attended bya high number of car dealers, you can still find very good deals,particularly since you're buying for yourself ( not to resellafterwards ). Besides public auctions, you might also consider government carauctions. They're repossessed auctions where a government contractwas involved in the original purchase. They're pretty safeenvironments and you can save up to 90% or more by attending theright auction. Just find as many as you can in your area ( so thatyou increase your chances of finding one with few other bidders )and familiarize yourself with the local rules and codes. Beforebidding, always have the vehicle inspected by a mechanic and get avehic ( Full Answer )
O' yea, that is a brilliant idea. If you can afford to buy another car, then you can afford to pay for the one you agreed to pay for. Make the payments on the car you now own, and your problems will disappear. Stop being stupid and trying to work the system. They loaned you money in good faith. You …signed a contract to make payments each and every month. Be a man of honor and do what you said you would.. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car.. Talking with Your Creditor It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late.. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying.. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report.. Seizing the Car In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance.. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace.. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property.. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation.. Selling the Car Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold.. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale).. In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession.. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable.. Paying the Deficiency A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing.. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract.. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense.. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.. Remember this repossession will stay on your credit for 7 years. ( Full Answer )
\n. \n take back your car \n. \nI am trying myself to determine if NJ has different rules from most other states. According to this website http://www.lawdog.com/states/nj/sta1.htm it looks like we can just take our cars provided we don't break any other laws, such as breaking and entering a… garage.\n. \n . \n . \nSuch laws relate to the repossession agent and the lender not the borrower/debtor.\n. \nRetrieving or attempting to retrieve a repossessed vehicle without using the prescribed legal procedures is a criminal act. ( Full Answer )
Answer . \nYes, you can. My father did this. The thing is, you get a really high interest rate. You could try to have someone co-sign to get the interest rate down a little.. Answer . Yes but why would you want too??save your money and buy a used car outright.Then\nthere are no car payment…s or paying full coverage insurance.Think of the money\nyou will save. ( Full Answer )
No. Unless you go to one of the dealers that offer a little box on the dash board that requires payment to run. Total rip off. A repossessed vehicle will stay on your credit record for 7 years. Due the recent economy no one will get you a new car loan or lease. Your best bet is save mnoney and pay c…ash for a used vehicle. ( Full Answer )
Answer . \nYou will not be able to immediately buy a new car if you are financing it because it will be difficult to get a loan. After some time has passed you should be able to get financed with a higher interest rate.
When is the best time to buy a car? In summary the best time to buy or trade in a car will be as below: End of Year End of Month Monday to Friday
Answer . Not directly as a named lienholder would, but it depends on many things - mainly if the repossession reaped enough money to pay off the prior debt (which would include all late fees, interest, costs of collection, etc.). If not, the amount you would still owe may be turned into a claim… or lien against other things you own, or wages you earn, to get full recovery. ( Full Answer )
You can buy a car right after your car has been repossessed. Itwill however, depend on whether your credit is stable enough toqualify or if you have the cash to pay out of pocket.
First off buying a repossessed car is a horrible idea. You are buying a car that someone could not even make payments on. Do you think they took care of this vehicle? Do you think it was serviced regularly, the oil/filter were changed, and anything else necessary was done. More than likely the car w…as neglected and just driven. Unless the car as very low mileage, these cars are usually run to death. You can wear a car out in short order if you neglect it and drive it as though you know you are going to loose it. Saying that, if you insist on buying one, contact the lenders in your area and ask about their repo cars and when/where they will be sold. ( Full Answer )
Yes. But you might have a difficult time getting a loan for it. If you just go pony up for a "beater" to get around in, you shouldn't have a problem.
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New Zealand is a somewhat isolated island nation. As of 2010, itwas estimated that there were 712 cars per 1000 people in thecountry.
The biggest turn-off when buying Repossessed Car: As you already know, Repossessed Car Auction is a great way to buy your new car or other types of vehicle (boat repo auction, RV repo auction, ...); however, it seems almost too good to be true, because the price is very low. The catch lies in the… fact that Repossessed Cars were taken from their previous owners by the government, so they are basically used cars. Therefore, you must take all the steps necessary to find out about the history or the damages of the repossessed car yourself. Why you should still go for Repossessed Car: The easiest answer is: because it is very cheap. Normally, you can find one at as low as $200. Furthermore, even though repossessed cars have been used, they were taken away because their owners couldn't pay the bills, not because they were damaged or got into accidents. Thus, most of the times you will find very good repossessed cars that are perfectly normal and usable. Still, remember to check its history and VIN number! Also, remember to visit websites like www.vehicleshq.com to prepare your knowledge before going to a real repossessed car auction. ( Full Answer )
Repossessed cars can be purchased directly from Banks and Credit Unions. Many larger Banks and Credit Unions will simply send the vehicles off to "dealer only" auctions, but most of the smaller Banks and Credit Unions will offer these vehicles for sale on their websites to the general public. If you… view the "related links" section on this page there is a website which is a free repo finder tool that lists direct links to Credit Union repossession across America. You can browse local repossessions in your area and then contact the individual Banks and Credit Unions about purchasing the vehicles. ( Full Answer )
The import of hamsters to both Australia and New Zealand is banned as clearly stated in regulations. This is because the climate is perfect for a hamster to survive in the wild. If a hamster were to escape (as often happens with hamsters) they would spread very quickly and become a pest damaging the… native ecosystem. ( Full Answer )
There are many places to buy Trollbeads in New Zealand and Australia. Here a two of them: . Galleria Home Styling 455 Blenheim Road Sockburn 8042, Christchurch NEW ZEALAND Star Jewels Suite 802 109 Pitt Street Sydney NSW 2000 AUSTRALIA Find more stores at: http://www.trollbeads.com/globa…l/en-us/find/retailer/0ae840df-185d-4156-a72a-9d1701112763#sthash.VSufWirv.dpuf. ( Full Answer )
well i don't exactly know but u could try in supermarkets ... the warehouse ....or the simple way is buy it online . Improved Answer by Vogues. Check this website: stardoll.com/en/campaigns/giftcard/giftcard.php?woD=&country=nz#payment There you can buy it for New Zealand. However, you m…ay be talking about Prepaid Cards that can be bought at different stores across the USA and Canada. The stores that contain them are Stardoll Prepaid Cards can be bought in Best Buy, selected Wal-Marts, Toys R Us, Randalls, Tom Thumbs, Cumberland Farms, Safeway, Fred Meyer, Vons, Albertsons, Ralphs and Dominick's but I think it is just across the USA and Canada. You can enter this website and search for stores with your zip code: gmgpulse.com/pages/stardoll. If you need more help post on my message board. I will help you. . ( Full Answer )
It is available in Australia (at great cost) so I should expect it to be available in NZ too. What would you need it for anyway? I have always found most commercially available 'Pet Shop meds' to be a total waste of money and time and effort.
When a vehicle gets repossessed it either goes back to the dealer who leased it, or, and more commonly, it is auctioned by the reclamation company. You would need to attend one of these auctions to be able to bid on one, and even then, a lot of times you have to be a licensed dealer to participate…. Check on the local regulations and restrictions on the auto auctions in your area. ( Full Answer )
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You can buy them at Dick Smith . You can only buy 1000 points at a time (by looking at the website, anyway), costing NZ $24.98.
Even though it is a buy here pay here dealer it is in the contract you signed. You dont pay they will take your car and you WILL have to pay the late payments on top of the repo cost before you get your car returned.
If you are a resident or citizen, then property purchases are made either through a real estate agent or directly with the seller (vendor) of the property. Refer to the Consumer website link below for further information on this process. If you are not a resident or citizen of New Zealand there… are some restrictions on what property you may purchase (including "sensitive" land, or business assets worth more than $100 million). Refer to the Land Information New Zealand website link below for more detail on these restrictions and applying for permission to purchase property in New Zealand. Sensitive land is generally rural, or used for farming, or larger than 5 ha, or next to a reserve, lake or the coast. ( Full Answer )
it will be coming out in stock around spring 2010 but you can order it online at: trade me.com the find.com and amazon.com
Borders sell some otherwise comic book stores like Gotham Comics will probably have some and there is a Manga Library/Store on Shortland Street Auckland CBD.
Farmers and Postie Plus will definitely have some in a range of colours and sizes. The Warehouse might as well, and so could the other large chain stores.
If you are lucky, the International Foods section of your local supermarket. Be aware that you will pay approximately NZ$12 (US$6) for one box. An alternative product to look for may be Chex.
In this state buying a repossessed vehicle is no different from buying any other vehicle as far as insurance is concerned. The insurance agent checks over the car, takes pictures, checks the odometer, and quotes the rate just like any other used car. Of course if you have one car and you purchase a …second car, your insurance goes up. ( Full Answer )
Almost exclusively, the cigarettes on sale in New Zealand are of the type that harm your health.
If you mean Hexbug Nano, then try Toyworld right now (16th April 2012) as they have them on clearance. Otherwise Trademe, or Google it as I found a few other NZ companies selling them online, at full retail.
u can get it from like frankton model shop or some shop like a fireworks shop
Buy here pay here lots make the decisions themselves to sell you a car or not. They typically base this on a number of factors not over looking their gut instinct. The only way you will know if a particular lot will sell you a car is to contact them and ask.
New Zealand used to manufacture cars from imported kitsets. This is a quite low value-added product however, and has now largely ceased. The NZ contribution to a car assembled from a kitset, is only 60 to 80 man-hours in the assembly. There is a small increase above this for accessory products s…uch as paint, upholstery, tyres, and battery manufacture, but this adds little. There are always boutique products made of course. ( Full Answer )
Forty dollars could buy you cheap sneakers, trousers, or a shirt. About 20 litres of ice cream, or 20 x 400g packets of biscuits. answer: ok thanks!!
all purchases of minecraft are on minecraft.net as it is only in its beta stage. It cannot be brought from any retailers in New Zealand or anywhere in the world. only minecraft.net
Gecko's are a protected species in New Zealand so purchasing one would be impossible, however if you can catch one in the wild......though you would need proper permission to have it at home.
Technically you can't they are considered a pest, leave a bowl of milk outside and attract them to it, but remember that hibernate during winter.
There is no real headquarters for Car Rentals in New Zealand, they have the same car rental places that most other countries have, like Avis, and Budget.
Probably because of a lack of manufacturing facilities. There really isn't enough of a market to where a manufacturer would set up assembly in New Zealand, unless they were using imported CKD kits.
Unfortunately this product appears to be unavailable in NZ. You canhowever, purchase it overseas and have it shipped to New Zealandusing a service like NZ Post's YouShop.
Before buying repossessed cars, you should first research the frequency of repair and maintenance costs on the models in auto-related consumer magazines. You can also ask for the car's maintenance records from the owner, dealer or repair shop.
If you have had a car repossessed, you have not kept up with thepayments. You probably still owe money on the repossessed car. In these circumstances, the fact is that you can not afford topurchase another car and would not be able to obtain the finance todo so.