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Where can you find your families history without having to use a credit card?
Wiki User
∙ 10y ago
It depends which country you're in. In the UK, there are many groups who meet to help each other discover their family history. Additionally, there are Family History Centres, which are affiliated to the Church of LDS - who have people that can give you assistance in tracing past relatives through their records. They have access to birth, death an marriage records.
If you need to order copies of birth, death or marriage certificates, they can be obtained from the local registry office - on payment of a small fee.
Wiki User
∙ 10y ago
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Is it possible to get a bad credit history from being denied a credit card because you did not have a credit history?
It is possible that you will show a low credit score if you have no other loans, credit cards, etc. You have to have revolving accounts or other accounts to establish credit. If you are having trouble getting a credit card you can try and get a secured credit card, or have a co-signer help sign with a application for credit.
Will it build your credit history if you are not a US citizen but have been regularly using your check card as a credit card?
Citizenship is not a factor here because debit cards used as credit cards is basically delaying the payment for merchandise. Instead of having the money withdrawn immediately (debit), it is delayed a few days and taken out then (credit). Also, you are not borrowing money when using a debit card, whether as debit ot credit, because you're using money you already have.
How did chief Joseph affect us history?
He affected it by having a major battle.
What is nudeity?
Going without clothes. Naked. this is what you do before having it
How did settlers use the wilderness road?
They used it to go to the Appalachian Mountains
What is your APR with no credit?
If you have no credit record, chances are that your APR on a loan will be higher than what would be charged to those who have stable credit ratings. The reason for this is because without any credit history, you could be considered "high risk" ... granted one cannot get credit history without having credit, but the credit determination is often black and white - you either fall into one category or the other - there are no gray areas when dealing with credit or credit history.
Can having to many credit cards with no credit balances reduce your credit score?
{| |- | Your overall credit history will determine how your credit is affected by having numerous credit cards. However, having an overabundance of credit cards with high balances or credit availability can negatively impact risk scores if your credit history is questionable. |}
I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.
Is no credit worse than bad credit?
Not having a credit history is better than having a bad credit history. Bad credit is very bad... No credit is good. you are now ready to apply for credit. Start small, like a department store credit card. You must establish credit and use it in order to get a credit rating.
Where can one get a car loan with no credit history or credit card?
Not having a credit history or credit card is not the same thing as having bad credit history. By having a larger down payment, the amount of risk to the lender is decreased. Some banks specialize on loans for people with no credit history, and it is always a good idea to approach these first. Some lenders may impose certain vehicle choices on the borrower, as certain cars are a more solid investment than others.
Does bad personal credit history affect business credit history?
In many cases, yes, it will hurt the business credit history due to you having bad personal credit history. Being a "silent" partner is the best option you have if you want to be involved in the business.
What credit card can you get without you having credit?
Typical credit cards are unsecured credit cards. If you have no credit history, you cannot get an unsecured card. Instead, you must apply for a secured credit card. It works kind of like a savings account. Say you give them $300 then they give you a credit card with a $300 limit.
What is the consequence of having the credit delinquency on your credit report?
It will be harder to get any loans, credit cards or a mortgage as your credit history has not been good.
Can you get an apartment without having a credit history?
Yes, but you will need a co-signer on the least/rental agreement. This is pretty much standard procedure throughout the country.
How do i get credit history?
You can get credit history by having a credit card or line of credit. Anything that reports to the credit bureaus that you are paying each month. You can also get some credit accounts added to your credit history by becoming an authorized user on a spouses or family members account. All this doesn't matter if it isn't paid on time, so a credit history length with a good payment history will help your credit score.
Will it affect your credit rating and score if you have 5 credit cards but use only one and neglect the other four cards?
== == Your overall credit history will determine how your credit is affected by having numerous credit cards. However, having an overabundance of credit cards with high balances or credit availability can negatively impact risk scores if your credit history is questionable. == == == ==
Why is having a long credit history with a few blemishes that were corrected better than a short history that is clear?
Simply because... with a long credit history, a prospective lender can see how you have operated your credit facility over a considerable period. Nobody's credit history is perfect - everyone has at least 1 or 2 lapses on their record. Having just a short credit history doesn't show 'trends' or patterns of (perhaps) persistent late payments.
