No physical exam burial insurance may be available from an insurance agent in your area who specializes in burial or life insurance. Other options you may have include contacting insurers who offer simplified life insurance plans online including Colonial Penn, Garden State Life, and Globe Life Insurance. These plans usually offer up to $30,000 of coverage with a simplified application process, and no medical exam required.
Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.
Many life insurance companies do not require a physical exam. The cost of coverage from these companies is usually more expensive than the same coverage if a medical exam is taken.
There are many Insurance Companies that will offer life insurance policies without a medical exam. However, the rates will most likely be higher than you would pay for a life insurance policy from an insurer requiring a physical exam.
Allstate insurance offers term life insurance with no exams.
Most life insurance companies will offer burial insurance as well. You can find a good sized list of companies at (http://www.burialinsurance.com/Burial-Insurance-Burial-Insurance-Info-Company-Information.html).
Not all insurance companies require a physical exam to issue life insurance. You can get up to $400,000 life insurance without a medical exam, depending on age and health issues. There are also guaranteed to issue policies, that will issue up to $35k - $50k even if the client has pre-existing conditions. These are called Final Expense life insurance.
primequote.com and efinancial.com both specialize in term life insurance quotes, including those that don't require an exam.
Life insurance companies use the results of the physical exam to determine how much the customer should pay. A healthy person pays less than a person who is not healthy.
Getting a life insurance without having to go through a physical exam can be a little tricky. Normally most insurance companies can agree to that, but because they have no real medical information about you, they take higher risks and charge 2 or 3 times more than they do for a normal insurance.
Monumental Life Insurance Company bought National Burial Insurance Company. Monumental Life Insurance Company will be honoring the burial insurance policies. (Monumental Life has changed names to Transamerica.)
Call or go online for a free life insurance quote to see what you can qualify for without a physical exam.
Many life insurance providers offer life insurance with no physical exam required. One well-known company is Globe Life Insurance. For customers over 50 years of age, AARP also offers a life insurance policy with no physical required.