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Where can you get homeowners ins if you have a dog bite claim on record?
Wiki User
∙ 16y ago
If your insurance company is not canceling or non-renewing your policy, DO NOT cancel it yourself until you are absolutely sure that the dog bite claim meets the eligibility guidelines of your new company. If they have not asked about previous claims history and/or have not processed your Claims Report yet, then you should probably disclose the claim to prevent inconvenience later.
You will find that many insurance companies are unwilling to offer you a new policy. Although this seems unfair, there are statistical reasons for this (i.e. a dog who has bitten once is very likely to bite again). It will most likely be necessary for you to do quite a bit of "shopping" different companies to find one that is suitable. Do not be surprised when the new premium is twice or even triple your previous policy premium.
The best type of insurance company to call is one that works as an agent. Many local insurance companies are agencies, and GEICO is a national insurer that acts as an agent for their home insurance. You will have better luck with an agency, b/c they are able to check several different companies for you at one time. Most likely your policy will be placed in the "Surplus Market"; surplus insurers specialize in policies for high risks. It is important to ask your agent what the financial rating of the company is. You will also want to ask what homeowners policy form is being offered (HO-2, HO-3, etc.). Finally, be sure to ask the agent if they are providing replacement cost coverage on the structure of your home and for the personal property contents.
If you are unable to locate an insurer, contact your state department of insurance. Each state DOI has it's own website.
Wiki User
∙ 16y ago
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Where and how do you get insurance if your homeowners insurance is cancelled?
Contact a local independent insurance agency for possible insurer's for your risk.
What is the best help after a dog bite injury?
The best way to help after experiencing a dog bite injury is to firstly clean it with soap and water. You should also visit your doctor and if eligible claim compensation.
What is Dog Bite Claim?
If a dog attacks a person, the dog's owner may be required to cover the victim's current and future medical costs as well as their agony and suffering.
Does a pitbull have 230 bite force?
When you test a dog jaw strengh, the dog doesn't bite as hard as it could. When a pitbull hangs by it's jaw, you can't record the preasure because the mouse is closed. Jaw bite pressure tests couldn't bring accuratte results.
When was Dog Bite Dog created?
Dog Bite Dog was created on 2006-08-17.
Why did your own dog bite you?
your dog bite you when its annoyed or stressed
Why doesnt your dog bite?
your dog might not bite you but when it is protecting you it will bite the enemy. my dog has never bit me but it has tryed to bite other people!!!!!!!!!!!!!!!(that person was terrified)
Is 2 month pet dog bite is poision?
No, a dog bite is not poisonous.
Will homeowners insurance cover personal property if your dog ate part of a very expensive leather couch?
Not if it is your couch and your dog. If your animal damages a neighbor's property, he may have a claim against your homeowner's liability insurance, or vice versa if it is your property and another person's dog.
Does my homeowners insurance cover a neighbors dog attacking my dog?
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
How severe does a dog bite have to be to sue?
First of all, your priority should be "Do I need medical attention" not "Can I sue". However, if the bite was severe enough to warrant medical attention AND you were not at fault for the bite (be honest here) then you should approach the dog's owner about being reimbursed for any expenses. If the dog's owner refuses a reasonable request for reimbursement THEN consider making a small claim; NOT before. jeez, what is WRONG with people?
Can you sue for a dog bite without using a lawyer how can you get the homeowner to file a claim with the insurance company if they will not do it can a police officer make them?
You can sue without a lawyer. You have the right to represent yourself if you want to. Depending on the severity of the dog bite and your potential for winning - a lawyer may be willing to work with you for free until the settlement. Once you file a lawsuit, the homeowner would likely file a claim at that point.
