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Depends on the criteria. Do you pay all debt each month or do you require low interest for extended payment? Other things to think of also.
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What is Vanquis and can they help with credit scores?
vanquis is basicly a credit card company that will give you a credit card regardless of your credit score. you will be able to get a credit card and will allow you to get a better credit score
How do you increase credit limit on your credit card?
Contact your Credit Card company and ask Usally it can increase with better credit or higher income
What do secured credit cards mean?
A secured credit card is a credit card for people with poor credit ratings that must deposit the desired amount on money before using the card. The card is similar to a pre-paid credit card that allows credit ratings to get better.
Can you apply for the same exact credit card you already have if the new credit card offer is better and how does doing this affect your credit?
Yes you can apply for exact credit card, it won't affect your credit at all.
Do you have to have exceptional credit to be approved for an American Express card?
You do not have to have exceptional credit to be approved for an American Express card. It is good to have a good credit rating for this card for better rates, but it is not necessary.
what is the better credit card?
Credit card is better than Case.
What is Vanquis and can they help with credit scores?
vanquis is basicly a credit card company that will give you a credit card regardless of your credit score. you will be able to get a credit card and will allow you to get a better credit score
How do you increase credit limit on your credit card?
Contact your Credit Card company and ask Usally it can increase with better credit or higher income
What do secured credit cards mean?
A secured credit card is a credit card for people with poor credit ratings that must deposit the desired amount on money before using the card. The card is similar to a pre-paid credit card that allows credit ratings to get better.
Can you apply for the same exact credit card you already have if the new credit card offer is better and how does doing this affect your credit?
Yes you can apply for exact credit card, it won't affect your credit at all.
Do you have to have exceptional credit to be approved for an American Express card?
You do not have to have exceptional credit to be approved for an American Express card. It is good to have a good credit rating for this card for better rates, but it is not necessary.
What is the benefit of a good credit report when applying for a Capital One credit card?
A good credit report means that one who applies for a Capital One credit card can get a better deal. First, with a good credit report one can get an unsecured card instead of a secured card. Depending on how good one's credit report is one can get better features, lower interest, and maybe even a platinum card.
Is it better to get a credit card through a bank you have an account with?
It makes no difference. Go with the credit card with the lowest interest rates. APR.
How do credit card rewards differ For example, is it better to use a personal or business credit card?
A business credit card would be best as to establish credit for building your own company. As far as rewards go, that is of course dependent upon the card issuer that you choose. In order to keep your personal finances in order it would also be better to have a business credit card for all business related expenses.
What is better Debit card or Credit Card?
I prefer debit card but if you like the bank giving you money then paying it back then it credit card for you . If you have debit card is like your whole bank in your wallet :)
Better to pay in full or settle a credit card debt?
In most cases, it is always better to pay the credit card off in full because the payoff is best for your credit rating. If you are able to settle the debt with an agreement that states that the credit card company will not send an adverse action transaction (e.g., chargeoff, workout, etc.) to the credit reporting bureaus, then you are better off settling.
Should you get a credit card to repair your credit?
You may do that in case of credit card consolidation wherein your credit card debts are consolidated into one credit card. However, if you can still negotiate to lower your interest rate and monthly payments; it is still better to pay off your debt with cash and not consolidation.
