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Any life insurance policy has a "beneficiary" - the person who gets the money when the insured person dies. If your ex-husband is still your beneficiary, then he gets the money if you die.

If you don't want your ex to get the dough, then you ought to change your insurance policy to name someone else - your new boyfriend, your kids, your parents, your best friend from elementary school - whoever you want to get the money when you cash in your chips.

Everyone - married, divorced, living together, EVERYONE - should review their wills and life insurance policies at least every few years to make sure that they are still correct. And correct them if they are wrong.

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Q: Who collects on death and dismemberment when ex husband has remarried?
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