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Answered 2006-08-28 15:06:49

Hopefully, no one needs to get sued; that's what insurance is for. Unless there are special circumstances, like the son lent the car knowing the driver was unfit or unqualified to drive, the actual driver would be sued, regardless of insurance. The driver took responsibility for the vehicle and committed the act, so he or she is directly liable.

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My friend was driving my car and got a DWI when she asked what insurance it would affect the officer said it would affect the car owner's insurance and not hers' the driver's Is this true?

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